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Core Purpose

This notification amends the Bank of Baroda (Employees') Pension Regulations, 1995, to introduce provisions for 'resigned former employees', revise minimum pension amounts, and update dearness relief and family pension rates.

Detailed Summary

The Bank of Baroda, exercising powers under clause (f) of sub-section (2) of section 19 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 (5 of 1970), after consulting with the Reserve Bank of India and with the Central Government's sanction (Ministry of Finance, Department of Financial Services, letter number 4/2/1/2022-IR, dated 13th March, 2024), issues the Bank of Baroda (Employees') Pension (Amendment) Regulations, 2025. These regulations take retrospective effect from 1st November, 2022, until the date of publication. Key amendments include inserting a definition for 'resigned former employee' in regulation 2(wa), who must have been in service on or after 1st January, 1986, joined before 1st April, 2010, and resigned on or before 26th April, 2010, while being otherwise eligible for the pension scheme. Regulation 3 is amended to require such employees to refund the Bank's Provident Fund contribution with interest and provide an undertaking to qualify. Regulation 22(1) is amended to prevent forfeiture of past service for qualifying 'resigned former employees'. Regulation 29(1) entitles qualifying 'resigned former employees' to pension upon completing qualifying service, while regulation 29(5) states they are not eligible for an increase in qualifying service. Regulation 36 now specifies new minimum pension amounts for employees retiring on or after 1st November, 2022, including Rs. 5075 per month for full-time employees and varying amounts for part-time employees. Regulation 39(1)(c) extends family pension eligibility to families of deceased qualifying 'resigned former employees', subject to Provident Fund refund. Regulation 40(1) revises family pension discontinuation criteria for sons/daughters and parents if their income exceeds Rs. 18,000 per month. Regulation 41(1) makes qualifying 'resigned former employees' ineligible for pension commutation. Regulation 55 substitutes 'The Chairman and Managing Director' with 'The Managing Director and Chief Executive Officer'. Furthermore, Appendix-II (regulation 37) and Appendix-III (regulation 39) are substituted, detailing revised dearness relief rates on basic pension and ordinary family pension rates, respectively, based on various retirement dates and Consumer Price Index for Industrial Workers series (1960=100 and 2016=100), with ex-gratia amounts applicable from 1st October, 2023. These regulations are retrospective as per settlements between the Indian Banks' Association and employee unions/associations, ensuring no adverse impact on individuals' interests.

Full Text

REGD. No. D. L.-33004/99 The Gazette of India CG-MH-E-20112025-267868 EXTRAORDINARY PART III—Section 4 PUBLISHED BY AUTHORITY No. 750] NEW DELHI, THURSDAY, NOVEMBER 20, 2025/KARTIKA 29, 1947 BANK OF BARODA (Human Resources Department) (BARODA CORPORATE CENTRE) NOTIFICATION Mumbai, the 20th November, 2025 F. No. HO:HROPS:117:2567(E).—In exercise of the powers conferred by clause (f) of sub-section (2) of section 19 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 (5 of 1970), the Board of Directors of the Bank of Baroda, after consultation with the Reserve Bank of India and with the previous sanction of the Central Government, except as respects things done or omitted to be done in pursuance of the Government of India, Ministry of Finance, Department of Financial Services, letter number 4/2/1/2022-IR, dated the 13th March, 2024, on and from the 1st November, 2022 till the date of publication of this notification in the Official Gazette, hereby makes the following regulations further to amend the Bank of Baroda (Employees') Pension Regulations, 1995, namely:- 1. (1) These regulations may be called the Bank of Baroda (Employees') Pension (Amendment) Regulations, 2025. (2) They shall come into force on the date of their publication in the Official Gazette. 2. In the Bank of Baroda (Employees') Pension Regulations, 1995 (hereinafter referred to as the said regulations), in regulation 2, after clause (w), the following clause shall be inserted, namely:- "(wa) 'resigned former employee' means an employee, who – (a) was in the services of the Bank on or after the 1st January, 1986; (b) joined the Bank before the 1st April, 2010; (c) has resigned from the services of the Bank on or before the 26th April, 2010; and (d) was otherwise eligible to join the pension scheme while in service of the Bank;". 3. In regulation 3 of the said regulations, after sub-regulation (14), the following shall be inserted, namely:- "(15) qualifies the definition of resigned former employee defined in clause (wa) of regulation 2 and has agreed to refund to the Bank the entire Banks' contribution to Provident Fund (along with accumulated interest thereon) received by him at the time of resignation or later, from the Bank and has given an undertaking as per the draft provided by the Bank within the time as stipulated by the Bank.". 4. In regulation 22 of the said regulations, in sub-regulation (1), after the proviso, the following proviso shall be inserted, namely:- "Provided further that resignation by a resigned former employee defined in clause (wa) of regulation 2, and who also conforms to the conditions contained in sub-regulation (15) of regulation 3, shall not entail forfeiture of the past service.". 5. In regulation 29 of the said regulations, (i) in sub-regulation (1), after the third proviso, the following proviso shall be inserted, namely:- "Provided also that a resigned former employee as defined in clause (wa) of regulation 2 and conforming to the conditions specified in sub-regulation (15) of regulation 3, shall also be entitled for pension provided he has completed such qualifying service."; (ii) in sub-regulation (5), the following proviso shall be inserted, namely: – "Provided that the resigned former employee defined in clause (wa) of regulation 2 shall not be eligible for the benefit of increase of such qualifying service.". 6. In regulation 36 of the said regulations, after clause (g), the following clause shall be inserted, namely: – "(h) rupees five thousand and seventy-five per month in respect of an employee, other than a part- time employee, where the employee retired on or after the 1st November, 2022, rupees one thousand seven hundred per month in respect of a part-time employee drawing 1/3 scale of wages, rupees two thousand five hundred and forty seven per month in respect of part-time employee drawing ½ scale wages, and rupees three thousand eight hundred and twenty per month in respect of part-time employee drawing ¾ scale wages, where the part-time employee retired on or after the 1st November, 2022.". 7. In regulation 39 of the said regulations, in sub-regulation (1), in clause (c), after the proviso, the following proviso shall be inserted, namely: - "Provided further that family of a deceased resigned former employee as defined in clause (wa) of regulation 2 shall also be eligible for family pension provided that the deceased resigned former employee has completed required qualifying service in the Bank under sub-regulation (1) of regulation 29, subject to the condition that the deceased resigned former employee (before his death) or family member has agreed to refund to the Bank the entire Bank's contribution to Provident Fund (along with accumulated interest thereon) received at the time of resignation or later, from the Bank and has given an undertaking as per the draft provided by the Bank within the time as stipulated by the Bank.”. 8. In regulation 40 of the said regulations, in sub-regulation (1),– (i) in clause (b), for the first proviso, the following proviso shall be substituted, namely:- "Provided that the family pension payable to son or daughter (including widowed or divorced) shall be discontinued or not be admissible when the eligible son or daughter starts earning a sum in excess of rupees eighteen thousand per month from employment in Government or Private Sector or self- employment etc.:"; (ii) for clause (c), the following clause shall be substituted, namely: – “(c) in the case of parents, the family pension shall be discontinued or not be admissible, if the income of one of the parents or the aggregate income of both the parents from employment in Government or Private Sector or self-employment, etc. exceeds rupees eighteen thousand per month.”. 9. In regulation 41 of the said regulations, in sub-regulation (1), after the proviso, the following proviso shall be inserted, namely:- "Provided further that a resigned former employee as defined in clause (wa) of regulation 2 and who conforms to conditions contained in sub-regulation (15) of regulation 3, shall not be eligible for commutation of his pension.". 10. In regulation 55 of the said regulations, for the words "The Chairman and Managing Director", the words "The Managing Director and Chief Executive Officer” shall be substituted. 11. In the said regulations, for Appendix – II, the following Appendix shall be substituted, namely:- "Appendix-II (See regulation 37) Dearness relief on basic pension shall be as under: (1) In the case of employees who were in the workmen cadre and who retired on or after the 1st January, 1986, but before the 1st November, 1992, and in the case of employees, who were in the officers' cadre and who retired on or after the 1st January, 1986, but before the 1st July, 1993, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every 4 points over 600 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960 = 100. Such increase or decrease in dearness relief for every said 4 points shall be calculated in the manner provided in the following Table, namely:- TABLE +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | Sl. No.| Scale of basic pension per month| Rate of dearness relief as a percentage of basic pension | +========+===============================+==========================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.1250 | 0.67 per cent. | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.1251 to Rs.2000 | 0.67 per cent. of Rs.1250 plus 0.55 per cent. of basic pension in | | | | excess of Rs.1250 | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Rs.2001 to Rs.2130 | 0.67 per cent. of Rs.1250 plus 0.55 per cent. of the difference | | | | between Rs.2000 and Rs.1250 plus 0.33 per cent. of basic pension in | | | | excess of Rs.2000 | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 4. | Above Rs.2130 | 0.67 per cent. of Rs.1250 plus 0.55 per cent. the difference between | | | | Rs.2000 and Rs.1250 plus 0.33 per cent. of the difference between | | | | Rs.2130 and Rs.2000 plus 0.17 per cent. of basic pension in excess | | | | of Rs.2130: | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ Provided that on and from the 1st October, 2023, dearness relief shall be payable at a uniform rate of 0.67 per cent. per slab over 600 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960 = 100: Provided further that on and from the 1st October, 2023, in addition to the dearness relief provided in the Table above, ex-gratia amount as specified in the Table below shall also be payable. TABLE +--------+--------------------------+---------------------+ | Sl. No.| Basic pension | Ex-gratia amount | +========+==========================+=====================+ | (1) | (2) | (3) | +--------+--------------------------+---------------------+ | 1. | Upto Rs 1250/- | Rs 800/- per month | +--------+--------------------------+---------------------+ | 2. | From Rs 1251/- to Rs 2000/-| Rs 450/- per month | +--------+--------------------------+---------------------+ (2) In the case of employees who are in workmen cadre and who retire on or after the 1st November, 1992, and in the case of employees who are in the officers' cadre, and who retire on or after the 1st July, 1993, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every 4 points over 1148 points in the quarterly average of All India Average Consumer Price Index for Industrial Workers in the series 1960 = 100. Such increase or decrease in dearness relief for every said 4 points shall be calculated in the manner provided in the following Table, namely:- TABLE +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | SI. No.| Scale of basic pension per month| Rate of dearness relief as a percentage of basic pension | +========+===============================+==========================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.2400 | 0.35 per cent. | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.2401 to Rs.3850 | 0.35 per cent. of Rs.2400 plus 0.29 per cent. of basic pension in | | | | excess of Rs.2400 | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Rs.3851 to Rs.4100 | 0.35 per cent. of Rs.2400 plus 0.29 per cent. of the difference | | | | between Rs.3850 and Rs.2400 plus 0.17 per cent. of basic pension | | | | in excess of Rs.3850 | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 4. | above Rs.4100 | 0.35 per cent. of Rs.2400 plus 0.29 per cent. of the difference | | | | between Rs.3850 and Rs.2400 plus 0.17 per cent. of the | | | | difference between Rs.4100 and Rs.3850 plus 0.09 per cent. of | | | | basic pension in excess of Rs.4100: | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ Provided that on and from the 1st October, 2023, dearness relief shall be payable at a uniform rate of 0.35 per cent. per slab over 1148 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100: Provided further that on and from the 1st October, 2023, in addition to the dearness relief provided in the Table above, ex-gratia amount as specified in the Table below shall also be payable. TABLE +--------+--------------------------+---------------------+ | Sl. No.| Basic pension | Ex-gratia amount | +========+==========================+=====================+ | (1) | (2) | (3) | +--------+--------------------------+---------------------+ | 1. | Upto Rs 2400/- | Rs 800/- per month | +--------+--------------------------+---------------------+ | 2. | From Rs 2401/- to Rs 3850/-| Rs 450/- per month | +--------+--------------------------+---------------------+ (3) In the case of employees who retire on or after the 1st April, 1998, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every 4 points over 1616 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100. Such increase or decrease in dearness relief for every said 4 points shall be calculated in the manner provided in the following Table, namely:- TABLE +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | SI. No.| Scale of basic pension per month| Rate of dearness relief as a percentage of basic pension | +========+===============================+==========================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.3380 | 0.25 per cent. | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.3381 to Rs.5420 | 0.25 per cent. of Rs.3380 plus 0.21 per cent. basic pension in | | | | excess of Rs.3380 | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Rs.5421 to Rs.5770 | 0.25 per cent. of Rs.3380 plus 0.21 per cent. of the difference | | | | between Rs.5420 and Rs.3380 plus 0.12 per cent. of basic | | | | pension in excess of Rs.5420 | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 4. | Above Rs.5770 | 0.25 per cent. of Rs.3380 plus 0.21 per cent. of the difference | | | | between Rs.5420 and Rs.3380 plus 0.12 per cent. of the | | | | difference between Rs.5770 and Rs.5420 plus 0.06 per cent. of | | | | basic pension in excess of Rs.5770: | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ Provided that on or from the 1st May, 2005 in the case of employees, who retire on or after the 1st April 1998 but on or before the 31st October, 2002, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every 4 points over 1684 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100. Such increase or decrease in dearness relief for every said 4 points shall be calculated in the manner provided in the following Table, namely:- TABLE +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | Sl. No.| Scale of basic pension per month| Rate of dearness relief as a percentage of basic pension | +========+===============================+==========================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.3550 | 0.24 per cent. | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.3551 to Rs.5650 | 0.24 per cent. of Rs.3550 plus 0.20 per cent. basic pension in excess | | | | of Rs.3550 | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Rs.5651 to Rs.6010 | 0.24 per cent. of Rs.3550 plus 0.20 per cent. of the difference | | | | between Rs.5650 and Rs.3550 plus 0.12 of basic pension in excess | | | | of Rs.5650 | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 4. | Above Rs.6010 | 0.24 per cent. of Rs.3550 plus 0.20 per cent. of the difference | | | | between Rs.5650 and Rs.3550 plus 0.12 per cent. of the difference | | | | between Rs.6010 and Rs.5650 plus 0.06 per cent. of basic pension | | | | in excess of Rs.6010: | +--------+-------------------------------+----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ Provided further that on and from the 1st October, 2023, dearness relief shall be payable at a uniform rate of 0.24 per cent. per slab over 1684 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100: Provided also that on and from the 1st October, 2023, in addition to the dearness relief provided in the Table mentioned above, ex-gratia amount as specified in the Table below shall also be payable. TABLE +--------+--------------------------+---------------------+ | Sl. No.| Basic pension | Ex-gratia amount | +========+==========================+=====================+ | (1) | (2) | (3) | +--------+--------------------------+---------------------+ | 1. | Upto Rs 3550/- | Rs 800/- per month | +--------+--------------------------+---------------------+ | 2. | From Rs 3551/- to Rs 5650/-| Rs 450/- per month | +--------+--------------------------+---------------------+ (4) In respect of employees who retire on or after the 1st May, 2005, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every 4 points over 2288 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100. Such increase or decrease in dearness relief for every said 4 points shall be calculated at the rate of 0.18 per cent. of basic pension: Provided that on and from the 1st May, 2005, in respect of employees who retired on or after the 1st November, 2002 but on or before the 30th April, 2005, dearness relief shall be payable in terms of this clause: Provided further that in respect of employees who retired on or after the 1st November, 2007, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every 4 points over 2836 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100. Such increase or decrease in dearness relief for every said 4 points shall be calculated at the rate of 0.15 per cent. of basic pension: Provided also that in respect of employees who retired on or after the 1st November, 2012, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every 4 points over 4440 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100. Such increase or decrease in dearness relief for every said 4 points shall be calculated at the rate of 0.10 per cent. of basic pension: Provided also that in respect of employees who retired on or after the 1st November, 2017, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every 4 points over 6352 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100. Such increase or decrease in dearness relief for every said 4 points shall be calculated at the rate of 0.07 per cent. of basic pension: Provided also that in respect of employees who retired on or after the 1st November, 2022, dearness relief shall be payable at 1 per cent. per percentage point of Index on the Basic pension for every variation of rise or fall over 123.03 points in the quarterly average of the All India Consumer Price Index for Industrial Workers Base 2016=100. (5) Dearness relief shall be payable for the half year commencing from the 1st February and ending with the 31st July on the quarterly average of the index figures published for the months of October, November and December of the previous year and for the half year commencing from the 1st August and ending with the 31st January on the quarterly average of the index figures published for the months of April, May and June of the same year. (6) In the case of family pension, invalid pension and compassionate allowance, dearness relief shall be payable in accordance with the rates mentioned above. (7) Dearness relief will be allowed on full basic pension even after commutation. (8) Dearness relief is not payable on additional pension. (9) Pensioner whose basic pension is less than minimum pension but the aggregate of basic pension and additional pension is more than the minimum pension shall draw dearness relief as applicable to minimum pension.". 12. In the said regulations, for Appendix-III, the following Appendix shall be substituted, namely: "Appendix-III (See regulation 39) On and from the 1st April, 2021, the ordinary rates of family pension shall be as under: (a) In respect of employees other than part-time employees, where the employee was in the workmen cadre and retired before the 1st November, 1992 or where the employee was in the officers' cadre and retired before the 1st July, 1993:- +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | SI. No.| Scale of pay per | Amount of monthly family pension | | | month | | +========+===================+==========================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.1500 | 30 per cent. of the pay shall be the basic family pension and additional 30 | | | | per cent. of allowances, which are counted for making contributions to | | | | provident fund but not for dearness allowance, shall be the additional family | | | | pension: | | | | Provided that the aggregate of basic and additional family pension shall | | | | be subject to minimum of Rs.375 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.1501 to | 30 per cent. of the pay shall be the basic family pension and additional 30 | | | Rs.3000 | per cent. of allowances, which are counted for making contributions to | | | | provident fund but not for dearness allowance, shall be the additional family | | | | pension: | | | | Provided that the aggregate of basic and additional family pension shall | | | | be subject to a minimum of Rs.450 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Above Rs.3000 | 30 per cent. of the pay shall be the basic family pension and additional 30 | | | | per cent. of allowance, which are counted for making contribution to | | | | provident fund but not for dearness allowance, shall be the additional family | | | | pension: | | | | Provided that the aggregate of basic and additional family pension shall | | | | be subject to a minimum of Rs.600 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ (b) In respect of employees other than part-time employees, where the employee was in the workmen cadre and retired on or after the 1st November, 1992 or where the employee was in the officers' cadre and retired on or after the 1st July, 1993:- +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | SI. No.| Scale of pay per | Amount of monthly family pension | | | month | | +========+===================+==========================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.2870 | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.720 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.2871 to | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | Rs.5740 | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.860 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Above Rs.5740 | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.1150 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ (c) In respect of employees (both officers and workmen) other than part-time employees retiring on or after the 1st April, 1998:- +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | Sl. No.| Scale of pay per | Amount of monthly family pension | | | month | | +========+===================+==========================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.4040 | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.1015 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.4041 to | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | Rs.8080 | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.1212 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Above Rs.8080 | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.1616 per month: | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ Provided that on and from the 1st May, 2005 in respect of the employees (both officers and workmen), other than part time employees, who retired on or after the 1st April, 1998 but on or before the 31st October, 2002, the ordinary rate of family pension shall be as under:- +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | Sl. No.| Scale of pay per | Amount of monthly family pension | | | month | | +========+===================+==========================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Up to Rs.4210 | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.1056 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.4211 to | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | Rs.8420 | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.1262 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Above Rs.8420 | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.1687 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ (d) In respect of employees (both officers and workmen) other than part-time employees retiring on or after the 1st May, 2005:- +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | Sl. No.| Scale of pay per | Amount of monthly family pension | | | month | | +========+===================+==========================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.5720 | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum Rs.1435 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.5721 to | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | Rs.11,440 | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to minimum of Rs.1715 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Above Rs.11,440 | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.2292/- per month: | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ Provided that on and from the 1st May, 2005, in respect of employees who retired on or after the 1st November 2002 but on or before the 30th April, 2005, ordinary rates of family pension shall be in terms of this clause. (e) In respect of employees (both officers and workmen) other than part-time employees retiring on or after the 1st November, 2007:- +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | Sl. No.| Scale of pay per | Amount of monthly family pension | | | month | | +========+===================+==========================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.7090 | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.1779 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.7091 to | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | Rs.14,180 | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to minimum of Rs.2186 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Above | 30 per cent. of the pay shall be the basic family pension and additional 30 per | | | Rs.14,180 | cent. of allowances, which are counted for making contributions to provident | | | | fund but not for dearness allowance, shall be the additional family pension: | | | | Provided that the aggregate of basic and additional family pension shall be | | | | subject to a minimum of Rs.2841 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ (f) In respect of employees (both officers and workmen) other than part-time employees retiring on or after the 1st November, 2012:- +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | Sl. No.| Scale of pay per | Amount of monthly family pension | | | month | | +========+===================+==========================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.11,100 | 30 per cent. of the pay shall be the basic family pension and additional | | | | 30 per cent. of allowances, which are counted for making contributions | | | | to provident fund but not for dearness allowance, shall be the additional | | | | family pension: | | | | Provided that the aggregate of basic and additional family pension | | | | shall be subject to a minimum of Rs.2785 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.11,101 to | 30 per cent. of the pay shall be the basic family pension and additional | | | Rs. 22,200 | 30 per cent. of allowances, which are counted for making contributions | | | | to provident fund but not for dearness allowance, shall be the additional | | | | family pension: | | | | Provided that the aggregate of basic and additional family pension | | | | shall be subject to minimum of Rs.3422 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Above Rs.22,200 | 30 per cent. of the pay shall be the basic family pension and additional | | | | 30 per cent. of allowances, which are counted for making contributions | | | | to provident fund but not for dearness allowance, shall be the additional | | | | family pension: | | | | Provided that the aggregate of basic and additional family pension | | | | shall be subject to a minimum of Rs.4448 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ (g) In respect of employees (both officers and workmen) other than part-time employees retiring on or after the 1st November, 2017:- +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | Sl. No.| Scale of pay per | Amount of monthly family pension | | | month | | +========+===================+==========================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto Rs.15,880 | 30 per cent. of the pay shall be the basic family pension and additional | | | | 30 per cent. of allowances, which are counted for making contributions to | | | | provident fund but not for dearness allowance, shall be the additional family | | | | pension: | | | | Provided that the aggregate of basic and additional family pension shall | | | | be subject to a minimum of Rs.3985 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.15,881 to | 30 per cent. of the pay shall be the basic family pension and additional | | | Rs.31,760 | 30 per cent. of allowances, which are counted for making contributions to | | | | provident fund but not for dearness allowance, shall be the additional family | | | | pension: | | | | Provided that the aggregate of basic and additional family pension shall | | | | be subject to minimum of Rs.4900 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Above Rs.31,760 | 30 per cent. of the pay shall be the basic family pension and additional | | | | 30 per cent. of allowances, which are counted for making contributions to | | | | provident fund but not for dearness allowance, shall be the additional family | | | | pension: | | | | Provided that the aggregate of basic and additional family pension shall | | | | be subject to a minimum of Rs.6365 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ (h) In respect of employees (both officers and workmen) other than part-time employees retiring on or after the 1st November, 2022:- +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | Sl. No.| Scale of pay per | Amount of monthly family pension | | | month | | +========+===================+==========================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================================+ | (1) | (2) | (3) | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 1. | Upto | 30 per cent. of the pay shall be the basic family pension and additional | | | Rs.20,220 | 30 per cent. of allowances, which are counted for making contribution to | | | | provident fund but not for dearness allowance, shall be the additional family | | | | pension: | | | | Provided that the aggregate of basic and additional family pension shall | | | | be subject to a minimum of Rs.5075 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 2. | Rs.20,221 to | 30 per cent. of the pay shall be the basic family pension and additional | | | Rs.40,440 | 30 per cent. of allowances, which are counted for making contribution to | | | | provident fund but not for dearness allowance, shall be the additional family | | | | pension: | | | | Provided that the aggregate of basic and additional family pension shall | | | | be subject to minimum of Rs.6240 per month. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ | 3. | Above | 30 per cent. of the pay shall be the basic family pension and additional | | | Rs.40,440 | 30 per cent. of allowances, which are counted for making contribution to | | | | provident fund but not for dearness allowance, shall be the additional family | | | | pension: | | | | Provided that the aggregate of basic and additional family pension shall | | | | be subject to a minimum of Rs.8105 per month.”. | +--------+-------------------+--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------+ SHAILENDRA SINGH, Chief General Manager [ADVT.-III/4/Exty./486/2025-26] Note: The Bank of Baroda (Employees') Pension Regulations, 1995 were published in the Gazette of India, Part III, section 4 vide notification number BOB:HO:PEN:87/780, dated the 29th September, 1995 and was last amended vide notification number HO:HROPS:116: 1540 (E), dated the 11th July, 2024. EXPLANATORY MEMORANDUM These regulations which have been given retrospective effect are as per the agreed terms and conditions of the settlements and Joint Notes signed between the Indian Banks' Association on behalf of member banks on the basis of specific mandate given by the respective banks in this regard and apex level workmen Unions and Officers' Associations of the banks. Therefore, interests of no person shall be adversely affected by such retrospective effect. Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064 and Published by the Controller of Publications, Delhi-110054. Digitally signed by AMIT KUMAR JAISWAL AMIT KUMAR JAISWAL Date: 2025.11.20 19:21:23 +0530

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