Full Text
REGD. No. D. L.-33004/99
The Gazette of India
CG-DL-E-29052025-263457
EXTRAORDINARY
PART III—Section 4
PUBLISHED BY AUTHORITY
No. 395] NEW DELHI, THURSDAY, MAY 29, 2025/JYAISTHA 8, 1947
EXPLANATORY MEMORANDUM
BANK OF MAHARASHTRA
NOTIFICATION
New Delhi, the 29th May, 2025.
F.NO.:AX1/ST/OSR/01/2025-26.— In exercise of the powers conferred by section 19
read with sub-section (2) of section 12 of the Banking Companies (Acquisition and Transfer of
Undertakings) Act, 1970 (5 of 1970), the Board of Directors of the Bank of Maharashtra, after consultation
with the Reserve Bank of India and with the previous sanction of the Central Government, except as
respects things done or omitted to be done in pursuance of the Government of India, Ministry of Finance,
Department of Financial Services letter number 4/2/1/2022-IR, dated the 13th March, 2024, on and from
the 1st November, 2022 till the date of publication of this notification in the Official Gazette, hereby makes
the following regulations further to amend the Bank of Maharashtra (Officers') Service Regulations, 1979,
namely:—
1. (1) These regulations may be called the Bank of Maharashtra (Officers') Service (Amendment)
Regulations, 2025.
(2) They shall come into force on the date of their publication in the Official Gazette.
2. In the Bank of Maharashtra (Officers') Service Regulations, 1979 (hereinafter referred to as
the said regulations), in regulation 3,
(i) for clause (f), the following clause shall be substituted, namely:—
'(f) "family", in relation to an officer employee for the purposes of medical facilities and for the
purpose of leave fare concession, means
(i) the spouse of the officer;
(ii) wholly dependent unmarried children (including step children and legally adopted
children);
(iii) wholly dependent physically or mentally challenged brothers or sisters with forty per
cent. or more disability;
(iv) widowed daughters and dependent divorced or separated daughters;
(v) sisters including unmarried or divorced or abandoned or separated from husband or
widowed sisters; and
(vi) parents wholly dependent on the officer:
Provided that in the case of physically or mentally challenged children, irrespective of
age, they shall be construed as dependents even after their marriage subject to however
fulfilling the income criteria for dependent.
Explanation 1.— The expression "wholly dependent family member" shall mean such
member of the family having a monthly income not exceeding Rs.18,000/- and if the monthly
income of one of the parents exceeds Rs.18,000/- or the aggregate of monthly income of both
the parents exceeds Rs. 18,000/-, both the parents shall not be considered as wholly dependent
on the officer.
Explanation 2.- For the purposes of medical expenses reimbursement scheme and Leave
Fare Concession, for all officer employees, that is, male or female, any two of the dependent
father, mother, father-in-law, mother-in-law shall be covered and the officer employee shall
have the choice to substitute either of the dependents, or both, once in a calendar year.
Explanation 3.- This definition shall be effective from the 1st day April, 2024 and for the
calendar year 2024, for the purpose of medical insurance scheme, the revised monthly income
criteria of dependents shall be effective from the 1st day of November, 2024.
3. In regulation 4 of the said regulations,
(a) the Explanation to sub-regulation 7 shall be omitted;
(b) for sub-regulations (8) and (9), the following sub-regulations shall be substituted, namely:—
"(8) On and from the 1st November, 2022, the scales of pay specified against each grade shall
be as under:
(a) Top Executive Grade
Scale VII = Rs.156500 – 4340/4 – 173860
Scale VI = Rs.140500 – 4000/4 – 156500
(b) Senior Management Grade
Scale V = Rs. 120940-3360/2 – 127660 – 3680/2 – 135020
Scale IV = Rs. 102300-2980/4 - 114220-3360/2 – 120940
(c) Middle Management Grade
Scale III = Rs.85920-2680/5 – 99320 – 2980/2 – 105280
Scale II = Rs.64820-2340/1 – 67160 – 2680/10 – 93960
(d) Junior Management Grade
Scale I = Rs.48480 – 2000/7 – 62480-2340/2 – 67160 – 2680/7 – 85920.
Explanation. – Every officer who is governed by the scales of pay as in force as on the
31st October, 2022 shall be fitted in the scale of pay set out as in this sub-regulation as on the
1st November, 2022 on stage-to-stage basis, that is, on corresponding stages from first stage onwards
in the respective scales and the increments shall fall on the anniversary date as usual, except where
provided otherwise.
(9) The scale of pay for the post of Chief General Manager in Top Executive Grade shall be as under:
Top Executive Grade Scale VIII = Rs.253000 – 9000/4 – 289000.
(10) On and from the 1st day of November, 2012, officers shall be paid special allowances as under:
Scale I-III - 7.75 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale IV - V-10 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale VI - VII -11 per cent. of Basic Pay plus applicable Dearness Allowance thereon.
(11) On and from the 1st day of November, 2017, officers shall be paid special allowances as under:
Scale I - III - 16.40 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale IV - V - 19 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale VI - VIII - 20 per cent. of Basic Pay plus applicable Dearness Allowance thereon.
(12) On and from the 1st day of November, 2022, officers shall be paid special allowances as under:
Scale I - 26.50 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale II - III - 28.30 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale IV-V - 30.50 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale VI - VII - 31.50 per cent. of Basic Pay plus applicable Dearness Allowance thereon.
(13) The Special Allowance for the post of Chief General Manager in Top Executive Grade shall be as
under:
Special Allowance Scale VIII = 28.30 per cent. of Basic Pay plus applicable Dearness Allowance
thereon.
Note: The special allowance referred to in sub-regulations (10) to (13) with applicable
Dearness Allowance thereon shall not be reckoned for superannuation benefits, such as pension
including Defined Contributory Pension Scheme (N P S), Provident Fund and Gratuity".
(14) Nothing in sub-regulations (1) to (9) shall be construed as requiring the Bank to have at all times,
officers serving in all these grades.'.
4. In regulation 5 of the said regulations,
(a) for sub-regulation (1), the following sub-regulation shall be substituted, namely:—
"(1) Subject to the provisions of sub-regulation (8) of regulation 4, on and from the 1st
November, 2022, the increments shall be granted subject to the following, namely:—
(a) the increments specified in the scales of pay set out in sub-regulations (8) and (9) of
regulation 4 shall, subject to the sanction of the Competent Authority, accrue on an annual
basis and shall be granted on the first day of the month in which these fall due;
(b) one year after reaching maximum in their respective scales, officers in Scale I and Scale II,
shall be granted further increments including stagnation increment in the next higher Scale
only as specified in clauses (c) and (d) below, subject to their crossing the efficiency bar;
(c) officers in Junior Management Grade Scale I, who have moved to scale of pay for Middle
Management Grade Scale II in terms of clause (b) after reaching maximum of the higher
Scale, shall be eligible for seven stagnation increment/s, for every two completed years of
service, of which the first two shall be Rs. 2680/- each and the next five shall be of Rs.
2980/- each:
Provided that the officer shall be eligible for the sixth stagnation increment two
years after release of fifth stagnation increment or the 1st November 2022, whichever is
later:
Provided also that the officer shall be eligible for the seventh stagnation increment
four years after release of fifth stagnation increment or the 1st November 2022, whichever
is later;
(d) officers in Middle Management Grade Scale II, who have moved to scale of pay for Middle
Management Grade Scale III in terms of clause (b), after reaching maximum of higher
scale, shall be eligible for seven stagnation increments each of Rs. 2980/- for every two
completed years of service:
Provided that the officer shall be eligible for the sixth stagnation increment two
years after release of fifth stagnation increment or the 1st November 2022, whichever is
later:
Provided also that the officer shall be eligible for the seventh stagnation increment
four years after release of fifth stagnation increment or the 1st November 2022, whichever
is later;
(e) officers in substantive Middle Management Grade Scale III, that is, those who are recruited
in or promoted to Middle Management Grade Scale III shall be eligible for eight stagnation
increments, for every two years of completed service after reaching the maximum of scale
out of which first four stagnation increments shall be of Rs.2980/- each and the next four
stagnation increments shall be of Rs.3360/- each:
Provided that the officer shall be eligible for seventh stagnation increment two
years after release of sixth stagnation increment or the 1st November 2022, whichever is
later:
Provided also that the officer shall be eligible for the eighth stagnation increment
four years after release of sixth stagnation increment or the 1st November 2022, whichever
is later;
(f) officers in Senior Management Grade Scale IV shall be eligible for five stagnation
increments, for every two completed years of service after reaching the maximum of scale,
of which first stagnation increment shall be of Rs.3360/- each and the next four stagnation
increments shall be of Rs.3680/- each:
Provided that the officer shall be eligible for the third stagnation increment two
years after release of second stagnation increment or the 1st November 2022, whichever is
later:
Provided further that the officer shall be eligible for the fourth stagnation
increment four years after release of second stagnation increment or the 1st November 2022,
whichever is later:
Provided also that the officer shall be eligible for the fifth stagnation increment
six years after release of second stagnation increment or the 1st November 2022, whichever
is later;
(g) officers in Senior Management Grade Scale V shall be eligible for four stagnation
increments of Rs.4000/- each for every two completed years of service after reaching the
maximum of scale:
Provided that the officer shall be eligible for the second stagnation increment four
years after reaching the maximum of scale or the 1st November 2022, whichever is later:
Provided further that the officer shall be eligible for the third stagnation increment
six years after reaching the maximum of scale or the 1st November 2022, whichever is later:
Provided also that the officer shall be eligible for the fourth stagnation increment
eight years after reaching the maximum of scale or the 1st November 2022, whichever is
later;
(h) officers in Top Management Grade Scale VI shall be eligible for three stagnation
increments, for every two completed years of service after reaching the maximum scale of
pay, out of which first two stagnation increments shall be of Rs.4000/- each and the third
stagnation increment shall be of Rs.4340/-:
Provided that the officer who has already reached the maximum scale of pay shall
be eligible for first stagnation increment of Rs.4000/- two years after reaching the
maximum of scale or the 1st November 2022, whichever is later:
Provided further that the officer who has already reached the maximum scale of
pay shall be eligible for second stagnation increment of Rs.4000/- four years after reaching
the maximum of scale or the 1st November 2022, whichever is later:
Provided also that the officer who has already reached the maximum scale of pay
shall be eligible for third stagnation increment of Rs.4340/- six years after reaching the
maximum of scale or the 1st November 2022, whichever is later;
(i) officers in Top Management Grade Scale VII shall be eligible for three stagnation
increments of Rs.4340/- each for every two completed years of service after reaching the
maximum of scale:
Provided that the officer who has already reached the maximum scale of pay shall
be eligible for first stagnation increment, two years after reaching the maximum of scale or
the 1st November 2022, whichever is later:
Provided further that the officer who has already reached the maximum scale of
pay shall be eligible for second stagnation increment four years after reaching the
maximum of scale or the 1st November 2022, whichever is later:
Provided also that the officer who has already reached the maximum scale of pay
shall be eligible for third stagnation increment, six years after reaching the maximum of
scale or the 1st November 2022, whichever is later.
Note: The increment/s as mentioned in clauses (a) to (i) of this sub-regulation shall not
be allowed to an officer who refuses promotion when offered.
Explanation. Grant of such increments in the next higher scale under this sub-
regulation shall not amount to promotion and the privileges, perquisites, duties and
responsibilities of the officers shall continue as of their substantive posts.";
(b) in sub-regulation (2),
(i) before the Explanation, the following provisos shall be inserted, namely:—
"Provided that on and from the 1st November, 2022, officers completing CAIIB or
Part II of Certified Associate of Indian Institute of Bankers' Examination (CAIIB-II) shall
be eligible for two increments in their scale of pay apart from one increment for completing
Junior Associate of Institute of Indian Bankers' examination (JAIIB) or Part I of Certified
Associate of Indian Institute of Bankers' examination (CAIIB-I):
Provided further that officers who were in the services of the Bank as on the
1st November, 2022 and have already completed CAIIB or CAIIB II shall be eligible for
second additional increment from the 1st November, 2022 or date of passing CAIIB or
CAIIB II, whichever is later:
Provided also that in case where an officer, as on the 8th March, 2024, has already
acquired or acquires JAIIB or CAIIB-I or CAIIB (CAIIB-II) after reaching the maximum
of the scale of pay (in case of JAIIB or CAIIB), or after reaching the stage which is one
stage less than maximum of scale of pay [in case of CAIIB (CAIIB-II)], and has not earned
increments, otherwise entitled on account of acquiring such qualification, when there were
no increments to provide in the scale of pay of those employees, the stagnation increment
in such cases may be advanced by one year or two years, as the case may be.".
(ii) in the Explanation, after clause (h), and before the Note the following clause shall be
inserted, namely:—
"(i) on and from the 1st November, 2022, other things being equal, the quantum of Professional
Qualification Pay shall stand revised as specified in the following Table, namely:—
Table
+-------------------------------------------------+-------------------------------------------+
| Those who have passed Junior Associate | Rs.1370/- per month one year after reaching |
| of Indian Institute of Bankers (JAIIB) or | maximum of the Scale. |
| Certified Associate of Indian Institute of | |
| Bankers Part-I (CAIIB-I) | |
+-------------------------------------------------+-------------------------------------------+
Those who have passed Certified Associate
of Indian Institute of Bankers (CAIIB) or
both parts of Certified Associate of Indian
Institute of Bankers (CAIIB-II)
(a) Rs.1370/- per month one year after reaching
maximum of the Scale;
(b) Rs.3425/- per month two years after reaching
maximum of the Scale; and
(c) Rs.5480/- per month three years after reaching
maximum of the Scale:
Provided that an officer employee acquiring Junior Associate of Indian Institute
of Bankers or Certified Associate of Indian Institute of Bankers(either or both parts)
qualifications after reaching the maximum of the scale of pay, shall be granted from the
date of acquiring such qualification the first installment of Professional Qualification Pay
and the release of subsequent installments of Professional Qualification Pay shall be with
reference to the date of release of first installment of Professional Qualification Pay.";
(iii) in the Note, after clause (v), the following clauses shall be inserted, namely:—
"(vi) Officers who were in the services of the Bank as on the 1st November, 2022 and have
already completed JAIIB (CAIIB-I) or CAIIB (CAIIB-II) and drawing Professional
Qualification Pay -II shall be eligible for Professional Qualification Pay -III one year after
the release of Professional Qualification Pay-II or from the 1st November, 2022, whichever
is later.
(vii) Officers who have completed JAIIB (CAIIB-I) or CAIIB (CAIIB-II) and has reached the
maximum in the scale of pay on or before the 1st November, 2022 and has not received the
1st stagnation increment on or before the 1st November, 2022, shall be eligible for
Professional Qualification Pay-I on and from the 1st November, 2022 and release of
subsequent instalment of Professional Qualification Pay shall be with reference to the date
of release of Professional Qualification Pay I under this clause.
(viii) Officers in Scale VIII shall not be eligible for Professional Qualification Pay and the same
shall not form part of payslip components.";
(c) in sub-regulation (3),
(i) the Note after clause (g) shall be omitted;
(ii) after clause (g), the following shall be inserted, namely:—
"(h) On and from the 1st November, 2022, other things being equal, Fixed Personal Pay
together with House Rent Allowance shall be at the following rates and shall remain frozen
for the entire period of service:
Table
+---------------------+-----------------------------------+---------------------------------------------+
| Increment Component | Dearness Allowance as on 1st Total | Fixed Personal Pay payable where Bank's |
| (Rs.) | November 2022 on the increment | accommodation is provided (Rs.) |
| | components (Rs.) | |
+=====================+===================================+=============================================+
| (1) | (2) | (3) |
+---------------------+-----------------------------------+---------------------------------------------+
| 2680 | 200 | 2880 |
+---------------------+-----------------------------------+---------------------------------------------+
| 2980 | 222 | 3202 |
+---------------------+-----------------------------------+---------------------------------------------+
| 3360 | 250 | 3610 |
+---------------------+-----------------------------------+---------------------------------------------+
| 3680 | 274 | 3954 |
+---------------------+-----------------------------------+---------------------------------------------+
| 4000 | 298 | 4298 |
+---------------------+-----------------------------------+---------------------------------------------+
| 4340 | 323 | 4663; |
+---------------------+-----------------------------------+---------------------------------------------+
(i) Other things being equal, the Fixed Personal Pay together with House Rent Allowance
for the post of Chief General Manager in Top Executive Grade Scale – VIII, shall be at the
rates given in the Table below and shall remain frozen for the entire period of service:
Table
+---------------------+-----------------------------------+---------------------------------------------+
| Increment Component | Dearness Allowance on the | Total Fixed Personal Pay payable where |
| (Rs.) | increment components (Rs.) | Bank's accommodation is provided (Rs.) |
+=====================+===================================+=============================================+
| (1) | (2) | (3) |
+---------------------+-----------------------------------+---------------------------------------------+
| 9000 | 669 | 9669. |
+---------------------+-----------------------------------+---------------------------------------------+
Note:
(a) Fixed Personal Allowance or Fixed Personal Pay as indicated under column (3) of the Tables
in clauses (b), (c), (d), (e), (f), (g), (h) and (i) of this sub-regulation shall be payable to those
officers employees who are provided with bank's accommodation.
(b) Fixed Personal Allowance or Fixed Personal Pay for officers eligible for House Rent
Allowance shall be the aggregate amount specified under columns (1) and (2) of the aforesaid
Table under clause (h) and House Rent Allowance drawn by the concerned officer when the
last increment of the relevant scale of pay as specified in sub- regulations (2),(3), (4), (5), (6),
(7), (8) and (9) of regulation 4 is earned;
(c) Only officers who are in the service of the Bank on or before the 1st November, 1993
shall be eligible for Fixed Personal Pay one year after reaching the maximum scale of pay,
they are placed.
(d) On and from the 1st November, 1999, there shall be no change in the schedule of release
of professional qualification pay as in clause (c) of the Explanation to sub-regulation (2) on
account of release of Fixed Personal Pay:
Provided that where any installment of Professional Qualification Pay which on
account of the earlier provisions has been shifted by a year and is scheduled for release on
or after the 1st November, 1999, it shall be released to the officer on and from this date and
second installment of Professional Qualification Pay, if any, shall be released as on the
1st November, 2000.
(e) The increment component of Fixed Personal Allowance or Fixed Personal Pay shall rank
for superannuation benefits.
(f) An officer who has earned the advance increment as in clause (a) above shall draw the
quantum of Fixed Personal Allowance or Fixed Personal Pay as mentioned in clauses (b), (c),
(d), (e), (f), (g) (h) and (i) of this sub-regulation, one year after reaching the maximum of the
scale;
5. For regulation 7, the following regulation shall be substituted, namely:-
"7. Categorisation on appointed date. — Subject to the provisions of regulation 6, the various posts
of officers in the Bank on the appointed date shall be categorised as specified in the Table below:
Table
+--------------------------+--------------------------------------+
| Posts | Grade or Scale in which placed |
+==========================+======================================+
| (1) | (2) |
+--------------------------+--------------------------------------+
| Chief General Manager | Top Executive Grade – Scale VIII |
+--------------------------+--------------------------------------+
| General Manager | Top Executive Grade – Scale VII |
+--------------------------+--------------------------------------+
| Deputy General Manager | Top Executive Grade - Scale VI |
+--------------------------+--------------------------------------+
| Assistant General Manager| Senior Management Grade – Scale V |
+--------------------------+--------------------------------------+
| Chief Manager | Senior Management Grade – Scale IV |
+--------------------------+--------------------------------------+
| Senior Manager | Middle Management Grade – Scale III |
+--------------------------+--------------------------------------+
| Manager | Middle Management Grade – Scale II |
+--------------------------+--------------------------------------+
| Deputy Manager | Junior Management Grade – Scale I: |
+--------------------------+--------------------------------------+
Provided that any difficulties and anomalies arising out of the above categorisation,
shall be referred to a committee consisting of the Managing Director and Chief Executive
Officer and such other person or persons as may be appointed by the Central Government for
this purpose, in its decision.".
6. In regulation 21 of the said regulations,
(a) In sub-regulation (6), in the Explanation, for clause (b), the following clause shall be
substituted, namely:-
"(b) Professional Qualification Allowance or Professional Qualification Pay as specified in
clauses (b), (c), (d), (e), (f), (g), and (h) to the Explanation in sub-regulation (2) of regulation 5
shall rank for Dearness Allowance.";
(b) after sub-regulation (7), the following sub-regulation shall be inserted, namely:—
"(8) On and from the 1st November, 2022,
Dearness Allowance shall be payable at 1 per cent. of pay per percentage point
of Index;
(a) Dearness Allowance in the above manner shall be paid for every variation of
rise or fall over 123.03 points in the quarterly average of the All India Consumer
Price Index (CPI) for Industrial Workers Base 2016=100. 0.01% change in
Dearness Allowance on pay for change in every second decimal place of CPI 2016
over 123.03 points;
(b) the change in the Dearness Allowance rate shall be released on a quarterly basis on
1st May, 1st August, 1st November and 1st February based on the following,
namely:-
Table
+-------------------------+---------------------------------------+---------------------------+
| Dearness Allowance | Quarterly average of CPI points | Applicable for the month |
| release date | of the months | |
+=========================+=======================================+===========================+
| 1st May | January, February and March | May, June and July |
+-------------------------+---------------------------------------+---------------------------+
| 1st August | April, May and June | August, September and |
| | | October |
+-------------------------+---------------------------------------+---------------------------+
| 1st November | July, August and September | November, December and |
| | | January |
+-------------------------+---------------------------------------+---------------------------+
| 1st February | October, November and December | February, March and April;|
+-------------------------+---------------------------------------+---------------------------+
(c) there shall be no ceiling on Dearness Allowance;
(d) while working out quarterly average, only first two decimals shall be considered.".
7. In regulation 22 of the said regulations, for sub-regulation (1), the following sub-regulation shall be
substituted, namely:-
'(1) On and from the 1st November, 2022,
(a) where an officer is provided with residential accommodation by the Bank, a sum equal to
0.35 per cent. of the basic pay in the first stage of the scale of pay in which he is placed or
the standard rent for the accommodation, whichever is less, shall be recovered from him;
(b) where an officer is not provided any residential accommodation by the Bank, he shall
be eligible for House Rent Allowance at the rates specified in the following Table, namely:
Table
+---------------------------------------------------------+------------------+
| Place of work | House Rent |
| | Allowance |
+=========================================================+==================+
| (1) | (2) |
+---------------------------------------------------------+------------------+
| (i) Major “A” Class Cities and Project Area Centres in | 10.0% of Pay |
| Group A | |
+---------------------------------------------------------+------------------+
| (ii) Other places in Area I and Project Area Centres in | 9.0% of Pay |
| Group B and State of Goa | |
+---------------------------------------------------------+------------------+
| (iii) Other places | 8.0% of Pay: |
+---------------------------------------------------------+------------------+
Provided that if an officer produces a rent receipt, the House Rent Allowance payable
to him shall be the actual rent paid by him for the residential accommodation in excess
over 0.35 per cent. of pay in the first stage of the scale of pay in which he is placed with a
maximum of 150 per cent. of the House Rent Allowance payable as per aforesaid rates
mentioned in column (2) of the above Table.
Note:- The claims of officers for House Rent Allowance linked to the cost of their
ownership accommodation shall be also be restricted to 150 per cent. of House Rent
Allowance as hitherto.'.
8. In regulation 23 of the said regulations,
(a) for sub regulations (1) and (2), the following sub-regulations shall respectively be
substituted, namely:—
"(1) On and from the 1st November, 2022, if an officer is serving in a place mentioned in column
(1) of the Table below, a city compensatory allowance at the rate mentioned in column (2) thereof
against that place shall be payable.
Table
+-----------------------------------------------------+-----------------------+
| Places | Rate |
+=====================================================+=======================+
| (1) | (2) |
+-----------------------------------------------------+-----------------------+
| (i) Places in Area 1 and above and in the State of | Rs. 2300/- per month |
| Goa | |
+-----------------------------------------------------+-----------------------+
| (ii) Places with population of five lakhs and over | Rs. 1900/- per month. |
| and state capitals and Chandigarh, Puducherry and | |
| Port Blair | |
+-----------------------------------------------------+-----------------------+
(2) On and from the 1st November, 2022, the rates of special areas allowances shall be as specified
in the Schedule to these regulations:
Provided that where at any of the places indicated in column (1) of the Schedule, Hill
and Fuel Allowance as provided under sub-regulation (10) is also payable, then the officer shall
be eligible to draw only higher of the two allowances and not both.
Provided further that of such higher of the two allowances is less than the aggregate of
Special Allowance and Hill and Fuel Allowance drawn by the officer on 31st December 1989
then such difference shall be protected as personal allowance till such time the officer remains at
that place.";
(b) for sub regulations (4), (5), (6) and (7), the following sub-regulations shall respectively be
substituted, namely:-
"(4) On and from the 1st April, 2024, if an officer is transferred from one place to another in the
middle of an academic year and if he has one or more children studying in school or college, in
the former place, he shall be eligible for a mid-academic year transfer allowance of Rs.2500/-
per month per child with a maximum up to two children, from the date he reports to the latter
place upto the end of the academic year:
Provided that such allowance shall cease to be payable if all the children cease studying
at the former place.
(5) On and from the 1st April, 2024, if an officer is deputed to serve outside the Bank, he may
opt to receive the emoluments attached to the post to which he is deputed, or he may in addition
to his pay, draw a deputation allowance at the rate of 7.75 per cent. of pay subject to a maximum
of Rs.7500/- per month and such other allowances he would have drawn had he been posted in
the Bank's service at that place:
Provided that where such officer is deputed to an organisation which is located at the
same place or to the training establishment not owned by the Bank, where he was posted
immediately prior to his deputation or to the training establishment not owned by the Bank, he
shall receive a deputation allowance equal to 4 per cent. of his pay subject to a maximum of
Rs.3750/- per month:
Provided further that where an officer is deputed to another office or branch within the
same municipal limits or urban agglomeration, in Metro or Major A class cities where the
distance of such deputation is 20 kms and more from the parent branch or office, he shall be
eligible for halting allowance as mentioned in sub-regulation (4) of regulation 41.
(6) On and from the 1st April, 2024, if an officer is required to officiate in a post in a higher
scale for a continuous period of not less than four days at a time or an aggregate of four days
during a calendar month, he shall receive an Officiating Allowance equal to 15 per cent. of his
Basic Pay, pro-rata for the period for which he officiates and officiating allowance will rank as
pay for the purposes of Provident Fund and Pension only:
Provided that where an officer comes to officiate in a higher scale, as a consequence
solely of the review of the categorisation of posts under regulation 6, he shall not be eligible for
the Officiating Allowance for a period of one year from the date on which the review of the
categorisation takes effect.
(7) On and from the 1st April, 2024, an officer shall be entitled for a closing allowance of
Rs.1500/- per quarter for each of the closing.”;
(c) for sub-regulations (10), (11), (12) and (13) the following sub-regulations shall respectively
be substituted, namely:-
"(10) On and from the 1st November, 2022, an officer shall be eligible for the Hill and Fuel
Allowance as specified in the Table below, namely:-
Table
+-----------------------------------------------------------+---------------------------------------------------------+
| Place | Rate |
+===========================================================+=========================================================+
| (1) | (2) |
+-----------------------------------------------------------+---------------------------------------------------------+
| (i) Place with an altitude of 1000 metres and above but | 2% of pay subject to a maximum of Rs.1450/- per month |
| less than 1500 metres and | |
| Mercara Town | |
+-----------------------------------------------------------+---------------------------------------------------------+
| (ii) Place with an altitude of 1500 metres and above but | 2.5% of pay subject to a maximum of Rs.1900/- per month |
| less than 3000 metres | |
+-----------------------------------------------------------+---------------------------------------------------------+
| (iii) Place with an altitude of 3000 metres and above | 5% of pay subject to a maximum of Rs.3750/- per month. |
+-----------------------------------------------------------+---------------------------------------------------------+
(11) On and from the 1st November, 2022, an officer shall be eligible for Learning Allowance
of Rs.850/- per month along with Dearness Allowance thereon.
Note: The Learning Allowance with applicable Dearness Allowance thereon shall not be
reckoned for superannuation benefits, that is, Pension including Defined Contributory Pension
Scheme (NPS), Provident Fund and Gratuity.
(12) On and from the 1st November, 2022, an officer shall be eligible for a Fixed Location
Allowance of Rs.1200/- per month, who are posted in areas other than the areas that are eligible
for City Compensatory Allowance which shall not be reckoned for payment of Dearness
Allowance, superannuation benefits, that is, pension including Defined Contributory Pension
Scheme (NPS), Provident Fund and Gratuity.
(13) (a) From the financial year 2023-24, Performance Linked Incentive (PLI) shall be payable
to all officer employees based on the metrics put in place by the Competent Authority of the
Bank as per their priorities from the following select parameters:
(i) Current Account Savings Account - CASA (ii) Non-Performing Assets NPA (iii)
Special Mention Accounts - SMA (iv) Non – Interest Income - NII (v) Total Business (vi)
Profitability (vii) Return on Assets - ROA or Return on Equity - ROE (viii) Government
Schemes.
(b)The Performance Linked Incentive (PLI) amount shall be payable in 0-15 (max) number of
days of pay (Basic + Dearness Allowance) depending on the metrics put in place by the
Competent Authority as mentioned in clause (a).".
9. In regulation 24 of the said regulations,
(a) for sub-regulation (1), the following sub-regulation shall be substituted, namely:-
"(1) On and from the 1st November, 2022, an officer shall be eligible for reimbursement of
medical expenses for self and family on the strength own certificate of the officer of having
incurred such expenditure, supported by a statement of accounts for the amounts claimed as
specified in the Table below, namely:—
Table
+-----------------------------------+---------------------------------------------------------+
| Grade | Maximum limit of reimbursement |
+===================================+=========================================================+
| (1) | (2) |
+-----------------------------------+---------------------------------------------------------+
| Junior Management and Middle | Rs.13000/- per annum or the amount incurred, whichever |
| Management Grade | is less |
+-----------------------------------+---------------------------------------------------------+
| Senior Management and Top | Rs.15400/- per annum or the amount incurred, whichever |
| Executive Grade | is less. |
+-----------------------------------+---------------------------------------------------------+
Note 1: - An officer may be allowed to accumulate unavailed medical aid so as not to
exceed at any time three times the maximum amount provided above.
Note 2: - For the calendar year 2022, the reimbursement of medical expenses under the
medical aid scheme shall be enhanced proportionately for two months, that is, November, 2022
and December, 2022.";
(b) after sub-regulation (3), following sub-regulation shall be inserted, namely:—
"(4) All officer employees shall also be eligible for reimbursement of Rs.500/- per year towards
eye check-up.".
10. In regulation 25 of the said regulations, for sub-regulation (2), the following sub-regulation shall
be substituted, namely:-
"(2) Notwithstanding anything contained in sub-regulation (1), on and from the 1st November,
2022, it shall be open to the Bank to provide residential accommodation to an officer on
payment by the officer, on and from the 1st November, 2022, a sum equal to 0.35 per cent. of
the Basic Pay in the first stage of the scale of pay in which he is placed or the standard rent for
the accommodation, whichever is less:
Provided that where the officer is provided with furniture at such residence, a further
sum equal to 0.075 per cent. of Basic Pay in the first stage of the scale of pay in which he is
placed shall be recovered by the Bank from him:
Provided further that where such residential accommodation is provided by the Bank,
the charges for electricity, water, gas and conservancy shall be borne by the officer.".
11. In regulation 31 of the said regulations, the following proviso shall be inserted, namely:—
"Provided that where the Sanctioning Authority refuses or postpones the leave of the
officer, the Sanctioning Authority shall record the reasons for the same in writing.".
12. In regulation 32 of the said regulations, after sub-regulation (2), the following sub-regulation shall
be inserted, namely:-
"(3) On and from the 1st April, 2024, an officer employee shall be eligible to avail two days
casual leave for half- a day on four occasions in a year, out of which two occasions shall be in
the morning and two occasions in the afternoon:
Provided that casual leave under this category shall be availed after applying 24 hours in
advance:
Provided further that at the time of carrying over the balance in casual leave to unavailed
casual leave account, the fraction in the balance, if any, shall be ignored.".
13. In regulation 33 of the said regulations,
(a) for sub-regulations (4) and (5), the following sub-regulations shall respectively be substituted,
namely:-
"(4) On and from the 1st June, 2015, privilege leave may be accumulated upto not more than
two hundred and seventy days, except where leave has been applied and it has been refused:
Provided that on and from the 1st April, 2024, encashment of privilege leave shall be
restricted upto a maximum of two hundred and fifty-five days:
Provided further that an officer shall also be eligible for encashment of privilege leave at
the rate of five days for each calendar year at the time of any festival of his choice and an officer
who have already completed fifty-five years of age and above shall be eligible to encash privilege
leave at the rate of seven days for each calendar year till his retirement.
(5) An officer desiring to avail privilege leave shall ordinarily give not less than ten days notice
of his intention to avail such leave except for the purpose of Leave Fare concession:
Provided that on and from the 1st April, 2024, no such advance notice of 10 days shall be
required for availing privilege leave for office bearers and Executive Committee members of a
registered Trade Union.";
(b) after sub-regulation (6), the following sub-regulation shall be inserted, namely:-
"(7) On and from the 1st April, 2024, for the purposes of calculating privilege leave, all types of
leave availed except casual leave and mandatory leave shall be excluded.".
14. In regulation 34 of the said regulations,
(a) in sub-regulation (1), the following proviso shall be inserted, namely:—
"Provided that on and from the 1st April, 2024, an officer shall be eligible for sick leave
at the rate of one month for each year of service:
Provided further that the total number of sick leave (including additional sick leave
mentioned in regulation 35) shall not exceed seven hundred and twenty days in the entire service
of the officer.”;
(b) after sub-regulation (5), following sub-regulations (6), (7) (8) and (9) shall be inserted,
namely:-
"(6) On and from the 1st April, 2024, a single male parent employee may avail sick leave for
the sickness of his children of 8 years and below subject to production of medical
certificate.
(7) On and from the 1st April, 2024, a women employee may avail one day sick leave per
month without production of medical certificate.
(8) On and from the 1st April, 2024, officer employees may avail sick leave for the sickness
of their special child of fifteen years and below for a maximum period of ten days in a
calendar year subject to production of medical certificate.
(9) On and from the 1st April, 2024, officer employees of the age of fifty-eight years and
above, may avail sick leave towards hospitalisation of his or her spouse at a centre other
than place of work for a maximum period of thirty days in a calendar year.".
15. In regulation 36 of the said regulations, in sub-regulation (1),
(a) for clause (a), the following clause shall be substituted, namely:-=
"(a) A female officer employee shall be eligible for maternity leave on substantive pay for a
period not exceeding six months on any one occasion and twelve months during the entire period
of her service:
Provided that in case of delivery of twins, the period of maternity leave shall be eight
months:
Provided further that on and from the 1st April, 2024, in case of delivery of more than
two children in one delivery, the period of maternity leave shall be twelve months:
Provided also that maternity leave may be availed by combining it with any other kind
of leave except casual leave.”;
(b) for clause (d), the following clause shall be substituted, namely:—
"(d) A female officer employee may avail leave once during service for legally adopting a
child who is below one year of age, for a maximum period of nine months, subject to
the following terms and conditions, namely:—
(a) leave will be granted for adoption of only one child;
(b) the adoption of a child should be through a proper legal process and the employee
should produce the adoption-deed to the Bank for sanctioning such leave;
(c) the leave shall also be available to biological mother in cases where the child is
born through surrogacy;
(d) the leave shall be availed within overall entitlement of twelve months during the
entire period of service.";
(c) after clause (e) following clause shall be inserted, namely:—
"(f) On and from the 1st April, 2024, maternity leave may be availed for in vitro fertility (IVF)
treatment subject to production of medical certificate within the overall limit of twelve
months.
(g) On and from the 1st April, 2024, special maternity leave may be availed by a female
employee upto sixty days in case of a still born or death of the infant within twenty-eight
days of birth.".
16. For regulation 37A of the said regulations, following regulation shall be substituted, namely:—
"37A. Special casual leave and special leaves. - (1) With effect from the 1st November, 2020, an
officer employee shall be eligible for special casual leave on occasions when the branch
where the officer is working, or the place where he is residing, is affected by curfew, riots,
prohibitory orders, natural calamities, floods, etc,
(2) With effect from the 1st November, 2020, a physically or orthopedically handicapped
officer shall be eligible for four days special casual leave.
(3) With effect from the 1st April, 2024, the Principal Officer bearers of All India Officers'
Unions or Associations shall be granted Special Leave upto twenty-five days in a calendar
year.
(4) With effect from the 1st April, 2024, officers who are defense representatives in
departmental enquiry, may avail one day special leave for the purpose of preparing the
defense submission of an officer employee:
Provided that such special leave shall be availed for a maximum of ten occasions
in a year.
(5) An officer may also be granted special casual leave and any special leave as may be
decided by the Board in accordance with the guidelines issued by the Central Government
from time to time.".
17. After regulation 37A of the said regulations, the following regulation shall be inserted, namely:-
'37B. Bereavement leave.- An officer employee shall be granted bereavement leave on the
demise of the family members (Spouse, children, parents and parents-in-law) for such
number of days as may be decided by the Board from time to time:
Provided that the intervening holidays shall form part of the bereavement leave:
Provided further that the said leave should be availed within a maximum period of 15
days of the demise.
Provided also that the said leave shall not be considered as "active service" for the
purpose of calculation of “privilege leave.'.
18. In regulation 41 of the said regulations,
a. for sub-regulation (1), the following sub-regulation shall be substituted, namely:—
"(1) On and from the 1st April, 2024, wherever an officer is required to travel on duty, the
following provisions shall apply, namely:—
(a) an officer in Junior Management Grade shall be entitled to travel by AC 1stclass by
any train including Premium Trains like Rajdhani or Shatabdi or Tejas or Vande
Bharat or Amrit Bharat, etc. (except luxury trains):
Provided that such officer may, however, travel by air (economy class) if so
permitted by the Competent Authority, having regard to the exigencies of business or
public interest;
(b) an officer in Middle Management Grade shall be entitled to travel by AC 1st Class by
any train including Premium Trains as mentioned in clause (a):
Provided that he may travel by air (economy class) if the distance to be travelled
is more than 500 kilometers:
Provided further that he may travel by air (economy class) even for shorter
distance, if so permitted by the Competent Authority, having regard to the exigencies
of business or public interest;
(c) an officer in Senior Management or Top Executive Grade is entitled to travel by AC
1st Class by any train including premium trains [as mentioned in clause (a)] or by air
(economy class):
(d) an officer in Senior Management or Top Executive Grade may travel by car between
places not connected by air or rail, provided that the distance does not exceed
500 kilometers:
Provided that when a major part of the distance between the two places can be
covered by air or rail, only the rest of the distance should normally be covered by car;
(e) any other officer may be authorised by the Competent Authority, having regard to the
exigencies of business, to travel by his own vehicle or by taxi or by the Bank's vehicle;
(f) an officer of any grade or scale shall be eligible to travel by water transport in deluxe
cabin category between places not connected by road or air or rail;
(g) an officer shall be eligible for fare by premium trains (except luxury trains).
Note 1: Goods and Services Tax charges levied on train fare shall be over and above the
entitlement.
Note 2: In view of prevailing dynamic fare system, the cost of train tickets charged on the
date of booking shall be reimbursed.";
b. in sub-regulation (4), for clauses (a) and (b), the following clauses shall be substituted,
namely:-
'4. (a) On and from the 1st April, 2024, an officer in the grades or scales set out in column (1) of
the Table shall be entitled to per diem Halting Allowance at the corresponding rates set out
in column (2) thereof, namely:—
Table
+----------------------------+-------------+---------------------+-------------+---------------+
| Grades or Scales of officers | Halting | Allowance | | |
+============================+=============+=====================+=============+===============+
| (1) | | (2) | | |
+----------------------------+-------------+---------------------+-------------+---------------+
| | Metro Rs. | Major 'A' Class | Area I Rs. | Other Places |
| | | cities Rs. | | Rs. |
+----------------------------+-------------+---------------------+-------------+---------------+
| Officers in Scale VI and | 4050 | 2925 | 2475 | 2150 |
| above | | | | |
+----------------------------+-------------+---------------------+-------------+---------------+
| Officers in Scale IV and V | 3375 | 2925 | 2475 | 2150 |
+----------------------------+-------------+---------------------+-------------+---------------+
| Officers in Scale I, II and| 2925 | 2475 | 2150 | 1800: |
| III | | | | |
+----------------------------+-------------+---------------------+-------------+---------------+
Provided that where the total period of absence is less than eight hours but more
than four hours, Halting Allowance at half the above rates shall be payable.
Explanation. For the purpose of computing Halting allowance, “per diem” shall mean each
period of twenty-four hours or any subsequent part thereof, reckoned from the reporting time for
departure in the case of air travel and the scheduled time of departure in other cases, to the actual
time of arrival and where the total period of absence is less than twenty-four hours, “per diem”
shall mean a period of not less than eight hours.
(b) An officer in the Grades or Scales set out in column (1) of the Table below may be
reimbursed the actual hotel expenses, restricting to single room accommodation
charges in India Tourism Development Corporation Hotels of the corresponding
star category set out in column (2) of the Table below:
+----------------------------+----------------------------+
| Grade of Officers | Eligibility to stay |
+============================+============================+
| (1) | (2) |
+----------------------------+----------------------------+
| Scales- VI, VII and VIII | 4* Hotel |
+----------------------------+----------------------------+
| Scales- IV and V | 3* Hotel |
+----------------------------+----------------------------+
| Scales-II and III | 2* Hotel (Non-AC) |
+----------------------------+----------------------------+
| Scale - I | 1* Hotel (Non-AC) |
+----------------------------+----------------------------+
Provided that the Board may prescribe reimbursement of additional limit in excess
of the limits specified above, in accordance with the guidelines of the Government.'.
19. In regulation 42 of the said regulations,
(a) in sub-regulation (2), in clause (i), the following shall be inserted, namely:—
"Provided that on and from the 17th March, 2023, an officer on transfer shall be
reimbursed his expenses for transportation of his personal effects from one place to another
considering the fact that shipments are happening only through lorry, up to the following
limits:
+-----------------+-----------------------------------+---------------------------------+
| Pay Range | Where an officer has family | Where an officer has no family |
+=================+===================================+=================================+
| 48480-64820 | 3000 kgs or 3 Tonne | 1500 kgs or 1.5 Tonne |
+-----------------+-----------------------------------+---------------------------------+
| 64821 and above | 12000 kgs or 12 Tonne | 2500 kgs or 2.5 Tonne |
+-----------------+-----------------------------------+---------------------------------+
The revised rates for reimbursement approved by the Board are as under:
+------------------------+---------------------------------+
| Distance in kilometers | Revised rate in rupees per km |
+========================+=================================+
| Up to 1000 kms | Rs. 5.90/- |
+------------------------+---------------------------------+
| Beyond 1000 kms | Rs. 4.25/- |
+------------------------+---------------------------------+
Note 1: - The above rates shall be applicable on slab wise basis, that is, for the first 1000
kms, the rate applicable shall be Rs.5.90/- per km and thereafter it shall be Rs.4.25/- per km.
Note 2: In case of officers transferred to shorter distances up to 300 kms, the
reimbursement may be permitted up to 300 kms.
Note 3: - In case of officers transferred to and from hilly terrains, they may be reimbursed
to the extent of two times of applicable rate for the distance covered in hilly terrain and at
normal rate for the balance distance.";
(b) for sub-regulation (3), the following sub-regulation shall be substituted, namely:—
"(3) On and from the 1st April, 2024, an officer on transfer shall be eligible to draw a lump sum
amount for expenses connected with packing, local transportation, insuring the baggage, etc.,
as specified in the Table below, namely:-
Table
+-----------------------------------------------------+-------------+
| Grade or Scale | Amount |
+=====================================================+=============+
| (1) | (2) |
+-----------------------------------------------------+-------------+
| Senior Management and Top Executive (Officers in | Rs.50000/- |
| Scale IV and above) | |
+-----------------------------------------------------+-------------+
| Junior Management and Middle Management (Officers | Rs.40000/-.";|
| upto Scale III) | |
+-----------------------------------------------------+-------------+
(c) in the sub-regulation (4), for the proviso, the following prioviso shall be substituted, namely:—
"Provided that on and from the 1st April, 2024, where no residential accommodation
is made available by the Bank to an officer at the new place of posting and where such an
officer may incur additional expenses in the process of taking over charge, for reasons beyond
his control, the Competent Authority, from the date of joining of such officer at the new place,
may on merits consider grant of either lodging and boarding charges, or Halting Allowance
for a period of 15 days or till the time the quarters are made available to him, whichever is
earlier.".
20. For regulation 44 of the said regulations, the following regulation shall be substituted, namely:—
"44 (1) During each block of four years, an officer shall be eligible for Leave Travel concession for
travel to his place of domicile once in each block of two years:
Provided that he may travel in one block of two years to his place of domicile and in
another block of two years to any place in India by the shortest route.
(2) With effect from the 1st April, 2024, alternatively, an officer by exercising an option anytime
during a four year block or two year block, as the case may be, surrender and encash his Leave
Travel Concession (other than travel to place of domicile) upon which he shall be entitled to
receive an amount equivalent to the eligible fare for the class of travel by train to which he is
entitled up to a distance of 5,500 kilometers (one-way) for officers in Junior Management Grade
Scale I, Middle Management Grade Scale II and Middle Management Grade Scale III and 6,500
kilometers (one-way) for officers in Senior Management Grade IV and above:
Provided that an officer opting to encash his Leave Travel Concession, shall prefer the
claim for himself and his family members only once during the block in which such encashment
is availed of and the facility of encashment of privilege leave while availing of Leave Travel
Concession is also available while encashing the facility of Leave Travel Concession.
(3) The mode and class by which an officer may avail of Leave Travel Concession shall be the
same as the officer is normally entitled to travel on transfer and other terms and conditions subject
to which the Leave Travel Concession may be availed of by an officer, shall be as decided by the
Board from time-to-time:
Provided that with effect from the 1st April, 2024, an officer in Junior Management Grade
Scale I, while availing Leave Travel Concession, shall be entitled to travel by air in the lowest
fare economy class in which case the reimbursement shall be the actual fare or the fare applicable
to AC 1st Class fare by train for the distance travelled, whichever is less, and the same rules shall
apply when an officer in Middle Management Grade II and Middle Management Grade
Scale III avails Leave Travel Concession, where the distance is less than 500 kilometers.
(4) Once in every four years, when an officer avails of Leave Travel Concession, he may be
permitted to surrender and encash his privilege leave not exceeding thirty days at a time or he
may, while travelling in one block of two years to his home town and in other block any place in
India, be permitted encashment of privilege leave with a maximum of fifteen days in each block
or thirty days in one block and for the purpose of leave encashment all the emoluments payable
for the month during which the leave travel concession is availed shall be admissible:
Provided that an officer, at his option, shall be permitted to encash one day additional
privilege leave for donation to Prime Minister's Relief Fund subject to his giving a letter to the
Bank to that effect and authorising the bank to remit the amount to the fund.
(5) Leave Travel Concession can be availed independently where both husband and wife are
working in the same Bank.
(6) For employees working in North-east States, Leave Travel concession shall begin from
Guwahati and the eligible train fare from their place of work to Guwahati shall be additionally paid.
(7) The eligible fare for Andaman and Nicobar Islands to Chennai or Kolkata, Lakshadweep to
Kochi, far-flung area branches in Himachal Pradesh, Uttarakhand, Sikkim, Jammu and Kashmir or
any other areas which are not directly connected by train shall be additionally reimbursed under
Leave Travel Concession in addition to normal entitlement for the employees working in these
areas to the nearest major Railway Station.
(8) Leave Travel Concession facility shall be allowed for an escort who accompanies an officer
with benchmark disabilities on the journey subject to following conditions, namely:—
a) prior approval of the competent authority is obtained on each occasion;
b) the nature of physical disability of the officer is such as to necessitate an escort for
the journey and in case of doubt, the decision of the head of the Department or Controller
shall be final;
c) the officer with such benchmark disabilities does not have an adult family member
as dependent to accompany him;
d) the officer with such benchmark disabilities and the escort shall avail of the concession, if
any, in the Rail or Bus fare as might be extended by Railways or State Roadways authorities
in such cases; and
e) any other person who is entitled to Leave Travel concession as dependent does not
accompany the officer with such benchmark disabilities on the journey.
(9) Where an officer has applied for Leave Travel concession or leave in advance and has also
booked the tickets and the Leave Travel concession is declined or deferred by the management,
the cancellation charges shall be reimbursed by the Bank.
(10) Where an officer has applied for Leave Travel concession or leave as per stipulated time and
the same is sanctioned and when advance booking of train tickets is not possible, tickets
purchased under Tatkal or Premium tatkal shall be reimbursed."
21. For the Schedule to the said regulations, the following Schedule shall be substituted, namely:-
"SCHEDULE
[See sub-regulation (2) of regulation 23]
On and from the 1st day of November, 2022, an officer shall be eligible for Special Area
Allowance till such time they are withdrawn or modified, either wholly or partially, as specified in
the Table below, namely:-
Table
Special Area Allowance
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| SI No.| Place | Allowances (in Rs.) | |
+=======+=================================================================================+=====================+=====================+
| | (1) | (2) | Pay below |
| | | | Rs.48,481/- |
| | | | (3) |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 1 | Mizoram | | |
| | (a) Chimptuipui District and areas beyond 25 kms from Lunglei Town in Lunglei | 4100 | 5300 |
| | District. | | |
| | (b) Entire Lunglei District excluding areas beyond 25 kms from Lunglei town | 4100 | 5300 |
| | (c) Entire Aizawl District | 2700 | 3400 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 2 | Nagaland | 4100 | 5300 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 3 | Andaman and Nicobar Islands | | |
| | (a) North Andaman, Middle Andamans, Little Andaman, Nicobar and Narcondum | 4100 | 5300 |
| | Islands | | |
| | (b) South Andaman (including Port Blair) | 4100 | 5300 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 4 | Sikkim | 4100 | 5300 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 5 | Lakshadweep Islands | 4100 | 5300 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 6 | Assam | 1000 | 1200 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 7 | Meghalaya | 1000 | 1200 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 8 | Tripura | | |
| | (a) Difficult areas of Tripura | 4100 | 5300 |
| | (b) Throughout Tripura except Difficult areas | 2700 | 3400 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 9 | Manipur | 2700 | 3400 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 10 | Arunachal Pradesh | | |
| | (a) Difficult areas of Arunachal Pradesh | 4100 | 5300 |
| | (b) Throughout Arunachal Pradesh except Difficult areas | 4100 | 5300 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 11 | A. - Union territory of Jammu and Kashmir | | |
| | (1) Kathua District: Niabat Bani, Lohi, Malhar and Machhodi | 4100 | 5300 |
| | (2) Udhampur District: | | |
| | (a) Dudu Basantgarh, Lander Bhamag Illaqa, Thakrakote and Nagote | 4100 | 5300 |
| | (b) All Areas in Mahore tehsil other than those included in (c) below | 4100 | 5300 |
| | (c) Areas upto Goel from Kamban Side and Areas upto Arnas from Keasi side in | 4100 | 5300 |
| | Tehsil Mohre | | |
| | (3) Doda District: Illaquas of Padder and Niabat Nowgam in Kashmir Tehsil | 4100 | 5300 |
| | (4) Baramulla District: | | |
| | (a) Entire Gurez-Nirabat, Tangdar Sub-Division and Keran Illaqua | 4100 | 5300 |
| | (b) Matchill | 4100 | 5300 |
| | (5) Poonch and Rajouri District: Areas in Poonch and Rajouri District excluding | 2700 | 3400 |
| | the towns of Poonch and Rajouri and Sunderbani and other urban areas in the | | |
| | two Districts | | |
| | (6) Areas not included in (1) to (5) above, but which are within the distance of| 2700 | 3400 |
| | 8 kms. from the Line of Actual Control (LOC) or at places which may be declared | | |
| | as qualifying for Border Allowance from time to time by the State Government | | |
| | for their own staff. | | |
| | B.- Union territory of Ladakh: | | |
| | Leh District: | | |
| | Noyama and Nobre | 4100 | 5300 |
| | Zanskar | | |
| | All other places in the District | | |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 12 | Himachal Pradesh | | |
| | (1) Chamba District | | |
| | (a) Pangi Tehsil, Following Panchayats and Villages in Bharmour Tehsil: | 4100 | 5300 |
| | Panchayats: Badgaun, Bajol, Deol Kugti, Nayagam and Tunda Villages: Ghatu of | | |
| | Gram Panchayat Jagat, Kanarsi of Gram Panchayat Chauhata | | |
| | (b) Bharmour Tehsil, excluding Panchayats and Villages included in (a) above | 4100 | 5300 |
| | (c) Jhandru Panchayat in Bhartiyat Tehsil, Churah Tehsil, Dalhousie Town | 2700 | 3400 |
| | (including Banikhet Proper) | | |
| | (2) Kinnaur District | | |
| | (a) Asrang, Chitkul and Hango Kuno or Charang Panchayats; 15/ 20 Area | 4100 | 5300 |
| | comprising the Gram Panchayats of Chhota Khamba, Nathpa and Rupi; | | |
| | Pooh Sub-Division, excluding the Panchayat Areas specified above | | |
| | (b) Entire District other than areas included in (a) above | 4100 | 5300 |
| | (3) Kullu District | | |
| | (a) 15/20 Area of Nirmand Tehsil, comprising the Gram Panchayats of Kharga, | 4100 | 5300 |
| | Kushwar and Sarga | | |
| | (b) Outer-Saraj (excluding villages of Jakat-Khana and Burrow in Nirmand | 2700 | 3400 |
| | Tehsil) and entire District excluding outer Seraj area and pargana of | | |
| | Pandrabis but including villages Jagat-Khana and Burao of Tehsil Nirmand) | | |
| | (4) Lahaul and Spiti District: Entire area of Lahaul and Spiti | 4100 | 5300 |
| | (5) Shimla District | | |
| | (a) 15/20 area of Rampur Tehsil comprising of Panchayats of Koot, Labana-Sadana,| 4100 | 5300 |
| | Sarpara and Chandi-Branda | | |
| | (b) Dodra-Kawar Tehsil, Gram Panchayat of Darkali in Rampur, Kashapath Tehsil | 4100 | 5300 |
| | and Munish, Ghori Chaibis of Pargana Sarahan | | |
| | c. (I) Chopal Tehsil | 2700 | 3400 |
| | (a) Ghoris, Panjgaon, Patsnau, Naubis and Teen Koti of Pargana Sarahan; | | |
| | (b) Deothi Gram Panchayat of Taklesh Area; | | |
| | (c) Pargana Barabis; and | | |
| | (d) Kasba Rampur and Ghori Nog of Pargana Rampur of Rampur Tehsil; | | |
| | (II) Shimla Town and its suburbs (Dhalli, Jatog, Kasumpti, Mashobra, Taradevi | | |
| | and Tutu) | | |
| | (6) Kangra District: | | |
| | (a) Areas of Bara Bhangal and Chhota Bhangal | 4100 | 5300 |
| | (I) Dharamshala Town of Kangra District and the following offices located | 2700 | 3400 |
| | outside the Municipal limits but included in Dharamshala Town: | | |
| | a) Women's ITI, Dari, | | |
| | b) Mechanical Workshop, Ramnagar, | | |
| | c) Child Welfare and Town and Country Planning Offices, Sakoh, | | |
| | d) CRSF Office at lower Sakoh, | | |
| | e) Kangra Milk Supply Scheme, Dugiar, | | |
| | f) HRTC Workshop, Sadher, | | |
| | g) Zonal Malaria Office, Dari, | | |
| | h) Forest Corporation Office, Shamnagar, | | |
| | i) Tea Factory, Dari, | | |
| | j) I.P.H. Sub- Division, Dari | | |
| | k) Settlement Office, Shamnagar, | | |
| | 1) Binwa Project, Shamnagar, | | |
| | (II) Palampur Town, including HPKVV Campus at Palampur and the following | | |
| | offices located outside its municipal limits but included in Palampur Town: | | |
| | a) H.P. Krishi Vishwavidhalaya Campus, | | |
| | b) Cattle Development Office or Jersey Farm, Banuri, | | |
| | c) Sericulture Office or Indo-German Agriculture Workshop or HPPWD Division, | | |
| | Bundla, | | |
| | d) Electrical Sub-Division, Lohna, | | |
| | e) D.P.O. Corporation, Bundla, | | |
| | f) Electrical HPSE Division, Ghuggar | | |
| | (7) Mandi District: | | |
| | Chhuhar Valley of Jogindernagar Tehsil, Panchayats in Thunag Tehsil: Bagraa, | 2700 | 3400 |
| | Chatri, Chhotdhar, Garagushain, Gatoo, Garyas, Janjheli, Jaryar, Johar Kalhani,| | |
| | Kalwan, Kholanal, Loth, Silibagi, Somachan, Thachdhar, Tachi, Thana, | | |
| | Following Panchayats of Dharampur Block: Binga, Kamlah, Saklana, Tanyar and | | |
| | Tarakholah, Panchayats of Karsog Tehsil Balidhar, Bagra, Gopalpur, Khajol, | | |
| | Mahog, Mehudi, Manj, Pekhi, Sainj, Sarahan and Teban, Panchayats of Sundernagar| | |
| | Tehsil Bohi, Batwara, Dhanyara, Paura-Kothi, Seri and Shoja | | |
| | (8) Sirmaur District: | | |
| | a) Following Panchayats of | 2700 | 3400 |
| | (i) Bani, Bakhali (Pachhad Tehsil); | | |
| | (ii)Bharog Bheneri (Paonta Tehsil); | | |
| | (iii) Birla (Nahan Tehsil); | | |
| | (iv) Dibber (Pachhad Tehsil); and | | |
| | (v) Thana Kasoga (Nahan Tehsil); | | |
| | (b) Thansgiri Tract. | | |
| | (9) Solan District: Mangal Panchayat. | 2700 | 3400 |
| | (10) Remaining areas of Himachal Pradesh not included in (1) to (9) above | 1000 | 1200 |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 13 | Uttarakhand: Areas under Chamoli, Pithoragarh, Uttarkashi, Rudraprayag and | 4100 | 5300 |
| | Champavat Districts | | |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
| 14 | West Bengal: South 24 Parganas District | 1000 | 1200.". |
| | Sunderban Areas (south of Dampier Hodge's line), namely, Bhagatush Khali | | |
| | (Rampura), Kumirmari (Bagna), Jhinga Khali, Sajnakhali, Gosaba, Amlamathi | | |
| | (Bidya), Canning, Kultali, Piyali, Nalgaraha, Raidighi, Bhanchi, Pathar Pratima,| | |
| | Bhagabatpur, Saptamukhi, Namkhana, Sikarpur, Kakdwip, Sagar, Mousini, | | |
| | Kalinagar, Haroa, Hingalganj, Basanti, Kuemari, Kultola, Ghushighata (Kulti) | | |
+-------+---------------------------------------------------------------------------------+---------------------+---------------------+
K. RAJESH KUMAR, General Manager, Human Resources Management
[ADVT.-III/4/Exty./128/2025-26]
Note: The Bank of Maharashtra (Officers') Service Regulations, 1979 were published in the
Gazette of India and subsequently amended vide the following notifications published in the Gazette
of India, Part III, section 4, namely:—
+--------------+-------------------------+---------------------+---------------------------+
| Serial number| Notification number | Notification date | Date on which published |
| | | | in the Official Gazette |
+==============+=========================+=====================+===========================+
| 1. | ---------- | 07.12.1987 | 26.12.1987 |
+--------------+-------------------------+---------------------+---------------------------+
| 2. | AX-1/ST/OSR/14046/96 | 05.05.1997 | 17.05.1997 |
+--------------+-------------------------+---------------------+---------------------------+
| 3. | AX-1/ST/OSR/3169/2001 | 19.05.2001 | 16.06.2001 |
+--------------+-------------------------+---------------------+---------------------------+
| 4. | AX-1/ST/OSR/853/2003 | 11.02.2003 | 15.03.2003 |
+--------------+-------------------------+---------------------+---------------------------+
| 5. | AX-1/ST/OSR/2053/2006 | 21.03.2006 | 07.04.2006 |
+--------------+-------------------------+---------------------+---------------------------+
| 6. | AX-1/ST/OSR/5207/2006 | 30.05.2008 | 05.06.2008 |
+--------------+-------------------------+---------------------+---------------------------+
| 7. | AX1/ST/OSR/1324/2017-18 | 01.03.2018 | 14.03.2018 |
+--------------+-------------------------+---------------------+---------------------------+
| 8. | AX1/ST/OSR/1325/2021-22 | 07.12.2021 | 14.12.2021 |
+--------------+-------------------------+---------------------+---------------------------+
| 9. | AX1/ST/OSR/119/2024-25 | 04.12.2024 | 04.12.2024 |
+--------------+-------------------------+---------------------+---------------------------+
EXPLANATORY MEMORANDUM
These regulations which have been given retrospective effect are as per the agreed terms and conditions of
the Joint Notes signed between the Indian Banks' Association on behalf of member banks on the basis of
specific mandate given by the respective banks in this regard and apex level officers' associations of the
Banks. Therefore, interests of no person shall be adversely affected by such retrospective effect.
Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064
and Published by the Controller of Publications, Delhi-110054. GORAKHA NATH
YADAVA
Digitally signed by GORAKHA
NATH YADAVA
Date: 2025.05.29 14:29:50 +05'30'