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Core Purpose

Notification declaring Reversionary Bonus rates on Postal Life Insurance policies for the Financial Year 2024-25 under Rule 3 of the Post Office Life Insurance Rules, 2011.

Detailed Summary

This notification of the Ministry of Communications, Department of Posts, Directorate of Postal Life Insurance (F. No. 04-01/2019-LI, dated 13th March, 2024), issued under Rule 3 of the Post Office Life Insurance Rules (2011) and based on the Actuarial Valuation of the assets and liabilities of the Post Office Life Insurance Fund (POLIF) as on 31.03.2023, declares a simple Reversionary Bonus on Postal Life Insurance policies becoming claims due to death or maturity, at the following rates: Whole Life Assurance (WLA) Rs. 76 per thousand of sum assured, Endowment Assurance (EA, including Joint Life and Children Policies) Rs. 52 per thousand, Anticipated Endowment Assurance (AEA) Rs. 48 per thousand, Convertible Whole Life Assurance (CWLA) at the Whole Life bonus rate applicable but converting to the Endowment Assurance rate on conversion, and a Terminal Bonus of Rs. 20 per Rs. 10,000 of sum assured subject to a maximum of Rs. 1,000 for WLA and EA policies with a term of 20 years or more; these rates apply from 1st April, 2024 for Financial Year 2024-25, with Interim Bonus payable at the same rates for claims arising before the next valuation, and bonus fractions of 50 paisa or more rounded up while fractions below 50 paisa are ignored; the notification is signed by Jitendra Gupta, Chief General Manager (PLI).

Full Text

EXTRAORDINARY PART I—Section 1 PUBLISHED BY AUTHORITY No. 67] NEW DELHI, THURSDAY , MARCH 21, 2024 /CHAITRA 1, 194 6 CG-DL-E-22032024-253294 2 THE GAZE TTE OF INDIA : EXTRAORDINARY [PART I—SEC.1] MINISTRY OF COMMUNICATIONS (Department of Posts) (DIR ECTORATE OF POSTAL LIFE INSURANCE) NOTIFICATI ON New Delhi, the 13th March , 2024 F. No. 04 -01/2019 -LI.—In exercise of powers conferred vide Rule 3 of Post Office Life Insurance Rules (2011) and on the basis of Actuarial Valuation of the assets and liabiliti es of Post Office Life Insurance Fund (POLIF) as on 31.03.2023, the Director General Postal Services is pleased to declare a simple Reversionary Bonus on the Postal Life Insurance Policies on their becoming claims, due to death or maturity at the following rates: - Type of Insurance Policy Rate of Bon us i. Whole Life Assurance (WLA) Rs. 76/ - per thousand of sum assured ii. Endowment Assurance (EA) (including Joint Life & Children Policies) Rs. 52/ - per thousand of sum assured iii. Anticipated Endowment Assurance (AEA) Rs. 48/ - per thousand o f sum assured iv. Convertible Whole Life Assurance (CWLA) Whole Life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable v. Terminal Bonus Rs. 20/ - per sum assured of Rs. 10,000/ - subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment Assurance policies with term of 20 years or more. 2. The rates of Bonus for the Financial Year 2024 -25 will be applicable from 01.04.2024. 3. Interim Bonus at the rates mentioned above will also be p ayable for all claims arising due to maturity or death until future v aluation is completed. 4. The amount of Bonus involving a fraction of 50 paisa or more shall be rounded off to the next higher Rupee and fraction below 50 paisa shall be ignored. JITENDRA GUPTA, Chi ef General Manager (PLI) Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi -110064 and Published by the Controller of Publications, Delhi -110054.

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