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Core Purpose

The Director General Postal Services declares simple Reversionary Bonus rates for Rural Postal Life Insurance Policies becoming claims due to death or maturity.

Detailed Summary

The Ministry of Communications (Department of Posts), Directorate of Postal Life Insurance, issued a notification on January 14, 2026, under F. No. 04-02/2025-LI. In exercise of powers conferred by Rule 3 of the Post Office Life Insurance Rules (2011) and based on the Actuarial Valuation of the assets and liabilities of the Rural Post Office Life Insurance Fund (RPOLIF) as on March 31, 2025, the Director General Postal Services declared new simple Reversionary Bonus rates for Rural Postal Life Insurance Policies. These rates, applicable from April 1, 2026, for the Financial Year 2026-27, are: Rs. 60/- per thousand of sum assured for Whole Life Assurance (WLA); Rs. 48/- per thousand of sum assured for Endowment Assurance (EA) (including Children policy); and Rs. 45/- per thousand of sum assured for Anticipated Endowment Assurance (AEA) (including Gram Priya policies). For Convertible Whole Life Assurance (CWLA), the Whole Life Bonus rate is applicable, converting to the Endowment Assurance bonus rate upon conversion. A Terminal Bonus of Rs. 20/- per sum assured of Rs. 10,000/-, up to a maximum of Rs. 1000, is applicable for WLA and EA policies with a term of 20 years or more. Interim Bonus at these rates will also be paid for claims arising from maturity or death until future valuation is completed. Bonus amounts involving fractions of 50 paisa or more will be rounded up to the next higher Rupee, while fractions below 50 paisa will be ignored. The notification was signed by Tanweer Qamar Mohammad, Chief General Manager (PLI).

Full Text

REGD. No. D. L.-33004/99 The Gazette of India CG-DL-E-17012026-269417 EXTRAORDINARY PART I—Section 1 PUBLISHED BY AUTHORITY No. 13] NEW DELHI, FRIDAY, JANUARY 16, 2026/PAUSHA 26, 1947 346 GI/2026 (1) MINISTRY OF COMMUNICATIONS (Department of Posts) (DIRECTORATE OF POSTAL LIFE INSURANCE) NOTIFICATION New Delhi, the 14th January, 2026 F. No. 04-02/2025-LI.— In exercise of powers conferred vide Rule 3 of Post Office Life Insurance Rules (2011) and on the basis of Actuarial Valuation of the assets and liabilities of Rural Post Office Life Insurance Fund (RPOLIF) as on 31.03.2025, the Director General Postal Services is pleased to declare a simple Reversionary Bonus on the Rural Postal Life Insurance Policies on their becoming claims, due to death or maturity at the following rates:- +-------------------------------------------+------------------------------------------------------------------------------------------------------------------+ | Type of Insurance Policy | Rate of Bonus | +===========================================+==================================================================================================================+ | i. Whole Life Assurance (WLA) | Rs. 60/- per thousand of sum assured | +-------------------------------------------+------------------------------------------------------------------------------------------------------------------+ | ii. Endowment Assurance (EA) | Rs. 48/- per thousand of sum assured | | (including Children policy) | | +-------------------------------------------+------------------------------------------------------------------------------------------------------------------+ | iii. Anticipated Endowment Assurance (AEA)| Rs. 45/- per thousand of sum assured | | (including Gram Priya policies) | | +-------------------------------------------+------------------------------------------------------------------------------------------------------------------+ | iv. Convertible Whole Life Assurance (CWLA)| Whole Life Bonus rate would be applicable, but on | | | conversion, Endowment Assurance bonus rate will be | | | applicable. | +-------------------------------------------+------------------------------------------------------------------------------------------------------------------+ | V. Terminal Bonus | Rs. 20/- per sum assured of Rs. 10,000/-, subject to | | | maximum of Rs.1000 for Whole Life Assurance and | | | Endowment Assurance policies with term of 20 years or | | | more. | +-------------------------------------------+------------------------------------------------------------------------------------------------------------------+ 2. The rates of Bonus mentioned above for the Financial Year 2026-27 will be applicable from 01.04.2026. 3. Interim Bonus at the rates mentioned above will also be payable for all claims arising due to maturity or death until future valuation is completed. 4. The amount of Bonus involving a fraction of 50 paisa or more shall be rounded off to the next higher Rupee and fraction below 50 paisa shall be ignored. TANWEER QAMAR MOHAMMAD, Chief General Manager (PLI) Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064 and Published by the Controller of Publications, Delhi-110054.

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