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Core Purpose

The Director General Postal Services declares a simple Reversionary Bonus on Postal Life Insurance Policies on their becoming claims, due to death or maturity, at specified rates.

Detailed Summary

The Ministry of Communications (Department of Posts), Directorate of Postal Life Insurance, issued Notification F. No. 04-01/2025-LI on 14th January, 2026, in New Delhi. In exercise of powers conferred by Rule 3 of the Post Office Life Insurance Rules (2011) and based on the Actuarial Valuation of the assets and liabilities of the Post Office Life Insurance Fund (POLIF) as on 31.03.2025, the Director General Postal Services has declared a simple Reversionary Bonus. The bonus rates applicable from 01.04.2026 for the Financial Year 2026-27 are: Rs. 76/- per thousand of sum assured for Whole Life Assurance (WLA); Rs. 52/- per thousand of sum assured for Endowment Assurance (EA), including Joint Life & Children Policies; and Rs. 48/- per thousand of sum assured for Anticipated Endowment Assurance (AEA). For Convertible Whole Life Assurance (CWLA), the Whole Life bonus rate applies initially, converting to the Endowment Assurance bonus rate upon conversion. A Terminal Bonus of Rs. 20/- per sum assured of Rs. 10,000/-, up to a maximum of Rs. 1000, is applicable for Whole Life Assurance and Endowment Assurance policies with a term of 20 years or more. Interim Bonus at these rates will also be paid for claims arising due to maturity or death until a future valuation is completed. Bonus amounts involving a fraction of 50 paisa or more will be rounded off to the next higher Rupee, while fractions below 50 paisa will be ignored.

Full Text

REGD. No. D. L.-33004/99 The Gazette of India CG-DL-E-17012026-269411 EXTRAORDINARY PART I-Section 1 PUBLISHED BY AUTHORITY No. 12] NEW DELHI, FRIDAY, JANUARY 16, 2026/PAUSHA 26, 1947 MINISTRY OF COMMUNICATIONS (Department of Posts) (DIRECTORATE OF POSTAL LIFE INSURANCE) NOTIFICATION New Delhi, the 14th January, 2026 F. No. 04-01/2025-LI.β€”In exercise of powers conferred vide Rule 3 of Post Office Life Insurance Rules (2011) and on the basis of Actuarial Valuation of the assets and liabilities of Post Office Life Insurance Fund (POLIF) as on 31.03.2025, the Director General Postal Services is pleased to declare a simple Reversionary Bonus on the Postal Life Insurance Policies on their becoming claims, due to death or maturity at the following rates:- +----------------------------------------+---------------------------------------------------------+ | Type of Insurance Policy | Rate of Bonus | +========================================+=========================================================+ | i. Whole Life Assurance (WLA) | Rs. 76/- per thousand of sum assured | +----------------------------------------+---------------------------------------------------------+ | ii. Endowment Assurance (EA) | Rs. 52/- per thousand of sum assured | | (including Joint Life & Children Policies) | | +----------------------------------------+---------------------------------------------------------+ | iii. Anticipated Endowment Assurance (AEA) | Rs. 48/- per thousand of sum assured | +----------------------------------------+---------------------------------------------------------+ | iv. Convertible Whole Life Assurance (CWLA) | Whole Life bonus rate would be applicable, but on | | | conversion, Endowment Assurance bonus rate will be | | | applicable | +----------------------------------------+---------------------------------------------------------+ | v. Terminal Bonus | Rs. 20/- per sum assured of Rs. 10,000/- subject to | | | maximum of Rs. 1000 for Whole Life Assurance and | | | Endowment Assurance policies with term of 20 years | | | or more. | +----------------------------------------+---------------------------------------------------------+ 2. The rates of Bonus mentioned above for the Financial Year 2026-27 will be applicable from 01.04.2026. 3. Interim Bonus at the rates mentioned above will also be payable for all claims arising due to maturity or death until future valuation is completed. 4. The amount of Bonus involving a fraction of 50 paisa or more shall be rounded off to the next higher Rupee and fraction below 50 paisa shall be ignored. TANWEER QAMAR MOHAMMAD, Chief General Manager (PLI) Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064 and Published by the Controller of Publications, Delhi-110054.

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