Full Text
REGD. No. D. L.-33004/99
The Gazette of India
CG-TN-E-29052025-263455
EXTRAORDINARY
PART III-Section 4
PUBLISHED BY AUTHORITY
NEW DELHI, THURSDAY, MAY 29, 2025/JYAISHTHA 8, 1947
No. 394]
[ADVT.-III/4/Exty./127/2025-26]
Note: The Indian Overseas Bank (Officers') Service Regulations, 1979 were published in the Gazette of India,
subsequently amended vide following notifications:-
+-----+---------------------+------------+------------------------------------------+
| S No. | Notification Number | Dated | Date of publication in the Official |
| | | | Gazette |
+-----+---------------------+------------+------------------------------------------+
| 1. | 31/SUP/97 | 12.01.1988 | 13.02.1988 |
| 2. | 31/SUP/861 | 07.05.1988 | 28.05.1988 |
| 3. | 31/SUP/2139 | 29.07.1988 | 22.10.1988 |
| 4. | PAD/177/3/88 | 09.12.1989 | 30.12.1989 |
| 5. | PAD/177/1/89 | 09.12.1989 | 30.12.1989 |
| 6. | PAD/177 | 05.03.1994 | 09.04.1994 |
| 7. | PAD/177 | 21.07.1995 | 28.10.1995 |
| 8. | PAD/177 | 17.08.1996 | 09.11.1996 |
| 9. | PAD/177 | 19.11.1996 | 07.12.1996 |
| 10. | PAD/177 | 12.05.1999 | 12.06.1999 |
| 11. | PAD/SUP/177 | 09.09.1999 | 09.10.1999 and 16.10.1999 |
| 12. | PAD/SUP/177 | 22.05.2000 | 17.06.2000 |
| 13. | PAD/SUP/177 | 28.08.2001 | 08.09.2001 |
| 14. | PAD/SUP/177 | 29.11.2002 | 21.12.2002 |
| 15. | PAD/SUP/177/49 | 10.05.2006 | 08.06.2006 |
| 16. | PAD/SUP/177 | 25.03.2008 | 05.04.2008 |
| 17. | HRMD/SUP/177/001 | 28.03.2019 | 08.02.2021 |
| 18. | HRMD/SUP/177/002 | 28.03.2019 | 08.02.2021 |
| 19. | HRMD/SUP/177/01/2021-22 | 08.02.2022 | 16.02.2022 |
| 20. | HRMD / SUP / 177 / 01 / 2024 – 25 | 02.12.2024 | 02.12.2024 |
+-----+---------------------+------------+------------------------------------------+
EXPLANATORY MEMORANDUM
These Regulations which have been given retrospective effect are as per the agreed terms and conditions of the Joint
Notes signed between the Indian Banks' Association on behalf of member banks on the basis of specific mandate
given by the respective banks in this regard and apex level officers' associations of the Banks. Therefore, interests of
no person shall be adversely affected by such retrospective effect.
INDIAN OVERSEAS BANK
NOTIFICATION
Chennai, the 29th May, 2025
No. HRMD/SUP/177/01/25-26.—ln exercise of the powers conferred by section 19 read with sub-section (2)
of section 12 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 (5 of 1970), the Board
of Directors of the Indian Overseas Bank, after consultation with the Reserve Bank of India and with the previous
sanction of the Central Government, except as respects things done or omitted to be done in pursuance of the
Government of India, Ministry of Finance, Department of Financial Services letter number 4/2/1/2022-IR, dated the
13th March, 2024, on and from the 1st November, 2022 till the date of publication of this notification in the Official
Gazette, hereby makes the following regulations further to amend the Indian Overseas Bank (Officers') Service
Regulations, 1979, namely:–
1. (1) These regulations may be called the Indian Overseas Bank (Officers') Service (Amendment)
Regulations, 2025.
(2) They shall come into force on the date of their publication in the Official Gazette.
2. In the Indian Overseas Bank (Officers') Service Regulations, 1979 (hereinafter referred to as the said regulations),
in regulation 3,—
(i) for clause (f), the following clause shall be substituted, namely:-
"(f) "family", in relation to an officer for the purposes of medical facilities and for the purpose of leave fare
concession, means —
(i) the spouse of the officer;
(ii) wholly dependent unmarried children (including step children and legally adopted children);
(iii) wholly dependent physically or mentally challenged brothers or sisters with forty per cent. or more
disability;
(iv) widowed daughters and dependent divorced or separated daughters;
(v) sisters including unmarried or divorced or abandoned or separated from husband or widowed
sisters; and
(vi) parents wholly dependent on the officer:
Provided that in the case of physically or mentally challenged children, irrespective of age, they shall be construed as
dependents even after their marriage subject to however fulfilling the income criteria for dependent.
Explanation 1. — The expression "wholly dependent family member" shall mean such member of the family having
monthly income not exceeding Rs.18,000/- and if the monthly income of one of the parents exceeds Rs.18,000/- or the
aggregate of monthly income of both the parents exceeds Rs. 18,000/-, both the parents shall not be considered as
wholly dependent on the officer.
Explanation 2.— For the purposes of medical expenses reimbursement scheme and Leave Fare Concession, for all
Officers', that is, male or female, any two of the dependent father, mother, father-in-law, mother-in-law shall be
covered and the officer shall have the choice to substitute either of the dependents, or both, once in a calendar year.
Explanation 3.— This definition shall be effective from the 1st day of April, 2024 and for the calendar year 2024, for
the purpose of medical insurance scheme, the revised monthly income criteria of dependents shall be effective from
the 1st day of November, 2024.
3. In regulation 4 of the said regulations, —
(a) the Explanation to sub-regulation (7) shall be omitted;
(b) for sub-regulations (8) and (9), the following shall be substituted, namely: —
"(8) On and from the 1st November, 2022, the scales of pay specified against each grade shall be as under:
(a) Top Executive Grade
Scale VII = Rs. 156500-4340/4-173860
Scale VI = Rs. 140500 - 4000/4 – 156500
(b) Senior Management Grade
Scale V = Rs. 120940-3360/2-127660-3680/2 - 135020
Scale IV = Rs. 102300-2980/4 - 114220-3360/2 – 120940
(c) Middle Management Grade
Scale III = Rs. 85920-2680/5-99320 - 2980/2 - 105280
Scale II = Rs. 64820-2340/1-67160-2680/10 - 93960
(d) Junior Management Grade
Scale I = Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920.
Explanation. – Every officer who is governed by the scales of pay as in force as on the 31st October, 2022 shall be
fitted in the scale of pay set out as in this sub-regulation as on the 1st November, 2022 on stage-to-stage basis, that is,
on corresponding stages from first stage onwards in the respective scales and the increments shall fall on the
anniversary date as usual, except where provided otherwise.
(9) The scale of pay for the post of Chief General Manager in Top Executive Grade shall be as under:
Top Executive Grade:
Scale VIII = Rs 253000 – 9000/4 – 289000.
(10) Nothing in sub-regulations (1) to (9) shall be construed as requiring the Bank to have at all times,
officers serving in all these grades.
(11) On and from the 1st day of November, 2012, officers shall be paid special allowances as under:
Scale I-III - 7.75 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale IV - V - 10 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale VI - VII - 11 per cent. of Basic Pay plus applicable Dearness Allowance thereon.
(12) On and from the 1st day of November, 2017, officers shall be paid special allowances as under:
Scale I-III - 16.40 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale IV - V - 19 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale VI - VII - 20 per cent. of Basic Pay plus applicable Dearness Allowance thereon.
(13) On and from the 1st day of November, 2022, officers shall be paid special allowances as under:
Scale I- 26.50 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale II - III -28.30 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale IV - V-30.50 per cent. of Basic Pay plus applicable Dearness Allowance thereon
Scale VI - VII- 31.50 per cent. of Basic Pay plus applicable Dearness Allowance thereon.
(14) The Special Allowance for the post of Chief General Manager in Top Executive Grade shall be as
under:
Special Allowance Scale VIII = 28.30 per cent. of Basic Pay plus applicable Dearness Allowance thereon.
Note: The special allowance referred to in sub-regulations (11) to (14) with applicable Dearness Allowance thereon
shall not be reckoned for superannuation benefits, such as pension including Defined Contributory Pension Scheme
(New Pension Scheme), Provident Fund and Gratuity.".
4. In regulation 5 of the said regulations, —
(a) for sub-regulation (1), the following sub-regulation shall be substituted, namely:
"(1) Subject to the provisions of sub-regulation (8) of regulation 4, on and from the 1st November, 2022, the
increments shall be granted subject to the following, namely: —
(a) the increments specified in the scales of pay set out in sub-regulations (8) and (9) of regulation 4
shall, subject to the sanction of the Competent Authority, accrue on an annual basis and shall be
granted on the first day of the month in which these fall due;
(b) one year after reaching maximum in their respective scales, officers in Scale I and Scale II, shall be
granted further increments including Stagnation increment (s) in the next higher Scale only as
specified in clause (c) and clause (d) below, subject to their crossing the efficiency bar;
(c) officers in Junior Management Grade Scale I, who have moved to scale of pay for Middle
Management Grade Scale II in terms of clause (b) after reaching maximum of the higher Scale, shall
be eligible for seven stagnation increments, each such increments for every two completed years of
service, of which the first two shall be Rs. 2680/- each and the next five shall be of Rs. 2980/- each:
Provided that an officer shall be eligible for the sixth stagnation increment two years after release of
fifth stagnation increment or the 1st November 2022, whichever is later:
Provided further that the officer shall be eligible for the seventh stagnation increment four years after
release of fifth stagnation increment or the 1st November 2022, whichever is later;
(d) officers in Middle Management Grade Scale II, who have moved to scale of pay for Middle
Management Grade Scale III in terms of clause (b), after reaching maximum of higher scale, shall be
eligible for seven stagnation increments of Rs. 2980/- each for every two completed years of service:
Provided that the officer shall be eligible for the sixth stagnation increment two years after release of
fifth stagnation increment or the 1st November 2022, whichever is later:
Provided further that an officer shall be eligible for the seventh stagnation increment four years after
release of fifth stagnation increment or the 1st November 2022, whichever is later;
(e) officers in substantive Middle Management grade Scale III, that is, those who are recruited in or
promoted to Middle Management Grade Scale III shall be eligible for eight stagnation increments,
each such increments for every two years of completed service after reaching the maximum of scale
out of which first four stagnation increments shall be of Rs. 2980/- and the next four stagnation
increments shall be of Rs. 3360/- each:
Provided that the officer shall be eligible for seventh stagnation increment two years after release of
sixth stagnation increment or the 1st November 2022, whichever is later:
Provided further that an officer shall be eligible for the eighth stagnation increment four years after
release of sixth stagnation increment or the 1st November 2022, whichever is later;
(f) officers in Senior Management Grade Scale IV shall be eligible for five stagnation increments, each
such increment for every two completed years of service after reaching the maximum of scale, of
which first stagnation increment shall be of Rs. 3360/- each and the next four stagnation increments shall
be of Rs. 3680/- each:
Provided that the officer shall be eligible for the third stagnation increment two years after release of
second stagnation increment or the 1st November 2022, whichever is later:
Provided further that an officer shall be eligible for the fourth stagnation increment four years after
release of second stagnation increment or the 1st November 2022, whichever is later:
Provided also that an officer shall be eligible for the fifth stagnation increment six years after release
of second stagnation increment or the 1st November 2022, whichever is later;
(g) officers in Senior Management Grade Scale V shall be eligible for four stagnation increments each of
Rs. 4000/- for every two completed years of service after reaching the maximum of scale:
Provided that an officer shall be eligible for the second stagnation increment four years after reaching
the maximum of scale or the 1st November 2022, whichever is later:
Provided further that an officer shall be eligible for the third stagnation increment six years
after reaching the maximum of scale or the 1st November 2022, whichever is later:
Provided also that an officer shall be eligible for the fourth stagnation increment eight years after
reaching the maximum of scale or the 1st November 2022, whichever is later;
(h) officers in Top Management Grade Scale VI shall be eligible for three stagnation increments, each of
such for every two completed years of service after reaching the maximum scale of pay, out of which
first two stagnation increments shall be of Rs. 4000/- each and the third stagnation increment shall be
of Rs. 4340/-:
Provided that an officer who has already reached the maximum scale of pay shall be eligible for first
stagnation increment of Rs. 4000/- two years after reaching the maximum of scale or the1st November
2022, whichever is later:
Provided further that an officer who has already reached the maximum scale of pay shall be eligible
for second stagnation increment of Rs. 4000/- four years after reaching the maximum of scale or the
1st November 2022, whichever is later:
Provided also that an officer who has already reached the maximum scale of pay shall be eligible for
third stagnation increment, six years after reaching the maximum of scale or 1st November 2022,
whichever is later;
(i) officers in Top Management Grade Scale VII shall be eligible for three stagnation increments each of
Rs. 4340/- for every two completed years of service after reaching the maximum of scale:
Provided that an officer who has already reached the maximum scale of pay shall be eligible for first
stagnation increment, two years after reaching the maximum of scale or the 1st November 2022,
whichever is later:
Provided further that an officer who has already reached the maximum scale of pay shall be eligible
for second stagnation increment four years after reaching the maximum of scale or the 1st November
2022, whichever is later:
Provided also that an officer who has already reached the maximum scale of pay shall be eligible for
third stagnation increment, six years after reaching the maximum of scale or 1st November 2022,
whichever is later.
Note: The increments as mentioned in clauses (c) to (i) of this sub-regulation shall not be allowed to
an officer who refuses promotion when offered.
Explanation. - Grant of such increments in the next higher scale under this sub-regulation shall not
amount to promotion and the privileges, perquisites, duties and responsibilities of the officers shall
continue as of their substantive posts.";
(b) in sub-regulation (2), —
(i) before the Explanation, the following provisos shall be inserted, namely: —
"Provided that on and from the 1st November, 2022, officers completing CAIIB or Part II of Certified
Associate of Indian Institute of Bankers examination (CAIIB-II) shall be eligible for two increments
in their scale of pay apart from one increment for completing Junior Associate of Institute of Indian
Bankers' examination (JAIIB) or Part I of Certified Associate of Indian Institute of Bankers
examination (CAIIB-I):
Provided further that officers who were in the services of the Bank as on the 1st November, 2022
and have already completed CAIIB or CAIIB-II shall be eligible for second additional increment
from the 1st November, 2022 or date of passing CAIIB or CAIIB II, whichever is later:
Provided also that in case where an officer, as on the 8th March 2024, has already acquired or
acquires hereinafter JAIIB or CAIIB-I or CAIIB (CAIIB II) after reaching the maximum of the
scale of pay (in case of JAIIB or CAIIB), or after reaching the stage which is one stage less than
maximum of scale of pay [in case of CAIIB (CAIIB II)], and has not earned increments, otherwise
entitled on account of acquiring such qualification, when there were no increments to provide in the
scale of pay of those employees, the stagnation increment in such cases may be advanced by one
year or two years, as the case may be.".
(ii) in the Explanation, after clause (h) and before the Note, the following clause shall be inserted,
namely:-
"(i) on and from the 1st November, 2022, other things being equal, the quantum of Professional
Qualification Pay shall stand revised as specified in the following Table, namely:-
+-----------------------------------------------------+------------------------------------------+
| Table | |
+=====================================================+==========================================+
| Those who have passed Junior Associate of Indian Institute | Rs.1370/- per month one year after reaching |
| of Bankers or Certified | maximum of the Scale. |
| Associate of Indian Institute of Bankers Part I | |
+-----------------------------------------------------+------------------------------------------+
| Those who have passed Certified Associate of Indian | (iv) Rs1370/- per month one year after reaching |
| Institute of Bankers (CAIIB) or both parts of both parts of | maximum of the Scale; |
| Certified Associate of Indian Institute of Bankers (CAIIB-II) | (v) Rs.3425/- per month two years after |
| | reaching maximum of the Scale; and |
| | (vi) Rs.5480/- per month three years after |
| | reaching maximum of the Scale: |
+-----------------------------------------------------+------------------------------------------+
Provided that an officer acquiring Junior Associate of Indian Institute of Bankers or Certified
Associate of Indian Institute of Bankers(either or both parts) qualifications after reaching the
maximum of the scale of pay, shall be granted from the date of acquiring such qualification, the first
instalment of Professional Qualification Pay and the release of subsequent instalments of Professional
Qualification Pay shall be with reference to the date of release of first instalment of Professional
Qualification Pay.";
(iii) in the Note, after clause (v), the following clauses shall be inserted, namely: —
"(vi) officers who were in the services of the Bank as on the 1st November, 2022 and have already
completed JAIIB (CAIIB-I) or CAIIB (CAIIB II) and drawing Professional Qualification Pay -II shall
be eligible for Professional Qualification Pay -III one year after the release of Professional
Qualification Pay-II or from the 1st November, 2022, whichever is later.
(vii) officers who have completed JAIIB (CAIIB-I) or CAIIB (CAIIB-II) and has reached the
maximum in the scale of pay on or before the 1st November, 2022 and has not received the 1st
stagnation increment on or before the 1st November, 2022, shall be eligible for Professional
Qualification Pay-I on and from the 1st November, 2022 and release of subsequent instalment of
Professional Qualification Pay shall be with reference to the date of release of Professional
Qualification Pay I under this clause.
(viii) officers in Scale VIII shall not be eligible for Professional Qualification Pay and the same shall not
form part of payslip component.";
(c) in sub-regulation (3), —
(i) the Note after clause (g) shall be omitted;
(ii) after clause (g), the following shall be inserted, namely: —
"(h) On and from the 1st November,2022, other things being equal, Fixed Personal Pay together with House
Rent Allowance shall be at the following rates and shall remain frozen for the entire period of service:-
+---------------------+-----------------------------+-----------------------------------+
| Table | | |
+=====================+=============================+===================================+
| Increment | Dearness Allowance as on | Total Fixed Personal |
| Component | 1st November, 2022 on the | Pay payable where |
| (Rs.) | increment components | bank's accommodation is |
| (1) | (Rs.) | provided (Rs.) |
| | (2) | (3) |
+---------------------+-----------------------------+-----------------------------------+
| 2680 | 200 | 2880 |
| 2980 | 222 | 3202 |
| 3360 | 250 | 3610 |
| 3680 | 274 | 3954 |
| 4000 | 298 | 4298 |
| 4340 | 323 | 4663 |
+---------------------+-----------------------------+-----------------------------------+
(i) Other things being equal, the Fixed Personal Pay together with House Rent Allowance for the post of Chief
General Manager in Top Executive Grade Scale – VIII shall be at the rates given in the Table below and shall remain
frozen for the entire period of service:
+---------------------+-----------------------------+-----------------------------------+
| Table | | |
+=====================+=============================+===================================+
| Increment | Dearness Allowance as on | Total Fixed Personal |
| Component | the increment components | Pay payable where |
| (Rs.) | (Rs.) | bank's accommodation is |
| (1) | (2) | provided (Rs.) |
+---------------------+-----------------------------+-----------------------------------+
| 9000 | 669 | 9669. |
+---------------------+-----------------------------+-----------------------------------+
Note:
(a) Fixed Personal Allowance or Fixed Personal Pay as indicated under column (3) of the Tables in clauses
(b), (c), (d), (e), (f), (g), (h) and (i) of this sub-regulation shall be payable to those officers who are provided
with bank's accommodation.
(b) Fixed Personal Allowance or Fixed Personal Pay for officers eligible for House Rent Allowance shall be
the aggregate amount specified under columns (1) and (2) of the aforesaid Table and House Rent Allowance
drawn by the concerned officer employees when the last increment of the relevant scale of pay as specified in
sub-regulations (2),(3), (4), (5), (6), (7), (8) and (9) of regulation 4 is earned.
(c) Only officers who are in the service of the Bank on or before the 1st November, 1993 shall be eligible for
Fixed Personal Pay one year after reaching the maximum scale of pay, they are placed.
(d) On and from the 1st November, 1999, there shall be no change in the schedule of release of Professional
Qualification Pay as in clause (c) of the Explanation to sub-regulation (2) on account of release of Fixed
Personal Pay:
Provided that where any instalment of Professional Qualification Pay which on account of the earlier
provisions has been shifted by a year and is scheduled for release on or after the 1st November, 1999, it shall
be released to the officer on and from this date and second instalment of Professional Qualification Pay, if any,
shall be released as on the 1st November, 2000.
(e) The increment component of Fixed Personal Allowance or Fixed Personal Pay shall rank for
superannuation benefits.
(f) An officer who has earned the advance increment as in clause (a) above shall draw the quantum of Fixed
Personal Allowance or Fixed Personal Pay as mentioned in clauses (b), (c), (d), (e), (f), (g), (h) and (i) of this
sub-regulation, one year after reaching the maximum of the scale.".
5. For regulation 7, the following regulation shall be substituted, namely:-
"7. Categorisation on the appointed date. — (1) Subject to the provisions of regulation 6, the various posts
of officers in the Bank on the appointed date shall be categorised as specified in the Table below:
+-----------------------------------+----------------------------------------+
| Table | |
+===================================+========================================+
| POSTS | GRADE or SCALE IN WHICH PLACED |
| (1) | (2) |
+-----------------------------------+----------------------------------------+
| Chief General Manager | Top Executive Grade – Scale VIII |
| General Manager | Top Executive Grade - Scale VII |
| Deputy General Manager | Top Executive Grade - Scale VI |
| Assistant General Manager | Senior Management Grade - Scale V |
| Chief Manager | Senior Management Grade - Scale IV |
| Senior Manager | Middle Management Grade – Scale III |
| Manager | Middle Management Grade - Scale II |
| Assistant Manager | Junior Management Grade – Scale I: |
+-----------------------------------+----------------------------------------+
Provided that if any difficulties or anomalies arises out of the above categorisation, the same
shall be referred to a committee consisting of the Managing Director and Chief Executive Officer and
such person or persons as may be appointed by the Central Government for this purpose, for its
decision.".
6. In regulation 21 of the said regulations, after sub-regulation (7), the following sub-regulation (8) shall be inserted,
namely: —
"(8) On and from the 1st November, 2022, —
(a) Dearness Allowance shall be payable at 1 per cent. of pay per percentage point of index;
(b) Dearness Allowance in the above manner shall be paid for every variation of rise or fall over 123.03
points in the quarterly average of the All India Consumer Price Index (CPI) for Industrial Workers
Base 2016=100. 0.01 per cent. change in Dearness Allowance on pay' for change in every second
decimal place of CPI 2016 over 123.03 points;
(c) the change in the Dearness Allowance rate shall be released on a quarterly basis on 1st May, 1st August,
1st November and 1 February based on the following, namely: -
+------------------------+-----------------------------------+---------------------------------+
| D.A release date | Quarterly average of CPI points | Applicable for the month |
| | of the months | |
+------------------------+-----------------------------------+---------------------------------+
| 1st May | January, February and March | May, June and July |
| 1st August | April, May and June | August, September and October |
| 1st November | July, August and September | November, December and |
| | | January |
| 1st February | October, November and December | February, March and April ; |
+------------------------+-----------------------------------+---------------------------------+
(d) there shall be no ceiling on Dearness Allowance;
(e) while working out quarterly average, only first two decimals shall be considered.
Explanation. — for the purpose of this sub-regulation, —
(a) "pay" for the purpose of Dearness Allowance shall mean basic pay including stagnation increments.
(b) Professional Qualification Allowance or Professional Qualification Pay as specified in clauses (c), (d), (e), (f),
(g), (h) and (i) to the Explanation in sub-regulation (2) of regulation 5 shall rank for Dearness Allowance.".
7. In regulation 22 of the said regulations, for sub-regulation (1), the following sub-regulation shall be substituted,
namely:-
'(1) On and from the 1st November, 2022,–
(a) where an officer is provided with residential accommodation by the Bank, a sum equal to 0.35 per cent.
of the basic pay in the first stage of the scale of pay in which he is placed or the standard rent for
the accommodation, whichever is less, shall be recovered from him;
(b) where an officer is not provided any residential accommodation by the Bank, he shall be eligible for
House Rent Allowance at the rates specified in the following Table, namely:-
+-------------------------------------------+---------------------+
| Table | |
+===========================================+=====================+
| Place of work | House Rent Allowance|
| (1) | (2) |
+-------------------------------------------+---------------------+
| (i) Major "A" Class Cities and Project Area | 10.0% of Pay |
| Centres in Group A | |
| (ii) Other places in Area I and Project Area Centres | 9.0% of Pay |
| in Group B and State of Goa | |
| (iii) Other places | 8.0% of Pay: |
+-------------------------------------------+---------------------+
Provided that if an officer produces a rent receipt, the House Rent Allowance payable to him shall be the
actual rent paid by him for the residential accommodation in excess over 0.35 per cent. of pay in the first
stage of the scale of pay in which he is placed with a maximum of 150 per cent. of the House Rent
Allowance payable as per aforesaid rates mentioned in column (2) of the above Table.
Note:- The claims of officers for House Rent Allowance linked to the cost of their ownership
accommodation shall be also be restricted to 150 per cent. of House Rent Allowance as hitherto.'.
8. In regulation 23 of the said regulations, —
(a) for clauses (i) and (ii), the following clauses shall respectively be substituted, namely:—
"(i) On and from the 1st day of November, 2022, if an officer is serving in a place mentioned in column (1)
of the Table below, a city compensatory allowance at the rate mentioned in column (2) thereof against that
place shall be payable.
+-------------------------------------------+---------------------+
| Table | |
+===========================================+=====================+
| Places | Rate |
| (1) | (2) |
+-------------------------------------------+---------------------+
| (i) Places in Area 1 and above and in the | Rs. 2300/- per month|
| State of Goa | |
| (ii) Places with population of five lakhs and | Rs. 1900/- per month.|
| over and state capitals and Chandigarh, | |
| Puducherry and Port Blair | |
+-------------------------------------------+---------------------+
(ii) On and from the 1st November, 2022, the rates of special areas allowances shall be as specified in the Schedule to
these regulations:
Provided that where at any of the places indicated in column (1) of the Schedule, Hill and Fuel Allowance as
provided under clause (x) is also payable, then the officer shall be eligible to draw only higher of the two
allowances and not both.";
(b) for clauses (iv), (v), (vi) and (vii), the following clauses shall respectively be substituted, namely:-
"(iv) On and from the 1st April, 2024, if an officer is transferred from one place to another
in the middle of an academic year and if he has one or more children studying in school or college, in the former
place, he shall be eligible for a mid-academic year transfer allowance of Rs.2500/- per month per child with a
maximum upto two children, from the date he reports to the latter place upto the end of the academic year:
Provided that such allowance shall cease to be payable if all the children cease studying at the former place.
(v) On and from the 1st April, 2024, if an officer is deputed to serve outside the Bank, he may opt to receive the
emoluments attached to the post to which he is deputed, or he may in addition to his pay, draw a deputation
allowance at the rate of 7.75 per cent. of pay subject to a maximum of Rs.7500/- per month and such other
allowances he would have drawn had he been posted in the Bank's service at that place:
Provided that where such officer is deputed to an organisation which is located at the same place or to the
training establishment not owned by the Bank, where he was posted immediately prior to his deputation or to
the training establishment not owned by the Bank, he shall receive a deputation allowance equal to 4 per cent. of
his pay subject to a maximum of Rs.3750/- per month:
Provided further that where an Officer is deputed to another office or branch within the same municipal
limits or urban agglomeration, in Metro or Major A class cities where the distance of such deputation is 20
kilometers and more from the parent branch or office, he shall be eligible for halting allowance as mentioned in
sub-regulation (4) of regulation 41.
(vi) On and from 1st April, 2024, if an officer is required to officiate in a post in a higher scale for a continuous
period of not less than four days at a time or an aggregate of four days during a calendar month, he shall receive
an officiating allowance equal to 15 per cent. of his Basic Pay, pro-rata for the period for which he officiates
and officiating allowance will rank as pay for the purposes of Provident Fund and Pension only:
Provided that, where an officer comes to officiate in a higher scale, as a consequence solely of the review of the
categorisation of posts under regulation 6, he shall not be eligible for the Officiating Allowance for a period of
one year from the date on which the review of the categorisation takes effect.
(vii) On and from the 1st April, 2024, an officer shall be entitled for a closing allowance of Rs.1500/- per quarter
for each of the closing.";
(c) for clauses (x), (xi), (xii) and (xiii), the following clauses shall respectively be substituted, namely:-
“(x) On and from the 1st November, 2022, an officer shall be eligible for the Hill and Fuel Allowance as specified in
the table below, namely:-
+-------------------------------------------+-------------------------------------+
| Table | |
+===========================================+=====================================+
| Place | Rate |
| (1) | (2) |
+-------------------------------------------+-------------------------------------+
| (i) Place with an altitude of 1000 metres and | 2 per cent. of pay subject to a maximum |
| above but less than 1500 metres and Mercara | of Rs.1450/- per month |
| Town | |
| (ii) Place with an altitude of 1500 metres and above | 2.5 per cent. of pay subject to a |
| but less than 3000 metres | maximum of Rs.1900/- per month |
| (iii) Place with an altitude of 3000 metres and | 5 per cent. of pay subject to a maximum |
| above | of Rs.3750/- per month. |
+-------------------------------------------+-------------------------------------+
(xi) On and from the 1st November, 2022, an officer shall be eligible for Learning Allowance of
Rs. 850/- per month along with Dearness Allowance thereon.
Note: The Learning Allowance with applicable Dearness Allowance thereon shall not be reckoned
for superannuation benefits, that is, Pension including Defined Contributory Pension Scheme, New
Pension Scheme (NPS), Provident Fund and Gratuity.
(xii) On and from the 1st November, 2022, an officer shall be eligible for a Fixed Location
Allowance of Rs.1200/- per month, who are posted in areas other than the areas that are eligible for
City Compensatory Allowance, which shall not be reckoned for payment of Dearness Allowance,
superannuation benefits, that is, pension including Defined Contributory Pension Scheme, New
Pension Scheme (NPS), Provident Fund and Gratuity.
(xiii)(a) From the financial year 2023-24 Performance Linked Incentive (PLI) shall be payable to all
officer employees based on the metrics put in place by the Competent Authority of the Bank as per
their priorities from the following select parameters:
(i) Current Account Saving Account (ii) Non Performing Asset (iii) Special Mention Account (iv)
Non – interest income (v) Total Business (vi) Profitability (vii) Return on Asset or Return on Equity
(viii) Government Schemes.
(b)The Performance Linked Index amount shall be payable in 0-15 (max) number of days of pay
(Basic + Dearness Allowance) depending on the metrics put in place by the Competent Authority as
mentioned in clause (a).".
9. In regulation 24 of the said regulations, —
(a) for sub-regulation (1) the following sub-regulation shall be substituted, namely:-
"(1) On and from the 1st day of November 2022, an officer shall be eligible for reimbursement of medical
expenses for self and family on the strength of own certificate of the officer, of having incurred such
expenditure supported by a statement of accounts for the amounts claimed as specified in the table below,
namely:-
+-----------------------------------------------+-----------------------------------+
| Table | |
+===============================================+===================================+
| Grade | Maximum limit of reimbursement |
| (1) | (2) |
+-----------------------------------------------+-----------------------------------+
| Junior Management and Middle Management Grade | Rs.13000/- per annum or the amount incurred, |
| | whichever is less |
| Senior Management and Top Executive Grade | Rs.15400/- per annum or the amount incurred, |
| | whichever is less. |
+-----------------------------------------------+-----------------------------------+
Note 1:- An officer may be allowed to accumulate unavailed medical aid so as not to exceed at any time three times
the maximum amount provided above.
Note 2:- For the calendar year 2022, the reimbursement of medical expenses under the medical aid scheme shall be
enhanced proportionately for two months, that is, November, 2022 and December, 2022.".
(b) after sub-regulation (3), following sub-regulation shall be inserted, namely:-
"(4) All Officer employees shall also be eligible for reimbursement of Rs 500/- per year towards eye check-
up.".
10. In regulation 25 of the said regulations, for sub-regulation (2), the following sub-regulation shall be substituted,
namely:
“(2) Notwithstanding anything contained in sub-regulation (1), it shall be open to the Bank to provide residential
accommodation to an officer on payment by the officer, on and from the 1st November, 2022, a sum equal to
0.35 per cent. of the Basic Pay in the first stage of the scale of pay in which he is placed or the standard rent for
the accommodation, whichever is less:
Provided that where the officer is provided with furniture at such residence, a further sum equal to 0.075 per
cent. of Basic Pay in the first stage of the scale of pay in which he is placed shall be recovered by the Bank from
him:
Provided further that where such residential accommodation is provided by the Bank, the charges for
electricity, water, gas and conservancy shall be borne by the officer.".
11. In regulation 31 of the said regulations, the following proviso shall be inserted, namely:-
"Provided that where the Sanctioning Authority refuses or postpones the leave of the Officer, the Sanctioning
Authority shall record the reasons for the same in writing.".
12. In regulation 32 of the said regulations, after sub-regulation (2), the following sub-regulation shall be inserted,
namely:-
"(3) On and from the 1st April 2024, an officer shall be eligible to avail two days casual leave for half- a day on
four occasions in a year, out of which two occasions shall be in the morning and two occasions in the afternoon:
Provided that casual leave under this category shall be availed after applying 24 hours in advance.
Provided further that at the time of carrying over the balance in casual leave to unavailed casual leave account,
the fraction in the balance, if any, shall be ignored.".
13. In regulation 33 of the said regulations,-
(a) for sub-regulations (4) and (5), the following sub-regulations shall respectively be substituted, namely:-
"(4) On and from 1st June, 2015, privilege leave may be accumulated upto not more than two hundred and
seventy days, except where leave has been applied and it has been refused:
Provided that on and from the 1st April, 2024, encashment of privilege leave shall be restricted upto a maximum
of two hundred and fifty five days:
Provided further that an officer shall also be eligible for encashment of privilege leave at the rate of five days
for each calendar year at the time of any festival of his choice and an officer who have already completed fifty
five years of age and above shall be eligible to encash privilege leave at the rate of seven days for each calendar
year till his retirement.
(5) An officer desiring to avail privilege leave shall ordinarily give not less than ten days notice of his intention to
avail such leave except for the purpose of Leave Fare concession:
Provided that on and from the 1st April, 2024, no such advance notice of 10 days shall be required for
availing privilege leave for office bearers and Executive Committee members of a registered Trade Union.”;
(b)after sub-regulation (6), following sub-regulation shall be inserted, namely:-
"(7) On and from the 1st April, 2024, for the purposes of calculating privilege leave, all types of leave availed
except casual leave and mandatory leave shall be excluded.".
14. In regulation 34 of the said regulations, —
(a) in sub-regulation (1), the following provisos shall be inserted, namely:-
"Provided that on and from the 1st April, 2024, an officer shall be eligible for sick leave at the rate of one month
for each year of service:
Provided further that the total number of sick leave (including additional sick leave mentioned in regulation 35)
shall not exceed seven hundred and twenty days 720 days in the entire service of the officer.";
(b)after sub-regulation (5), the following sub-regulations shall be inserted, namely:-
"(6) On and from the 1st April, 2024, a single male parent employee may avail sick leave for the sickness of his
children of eight years and below subject to production of medical certificate.
(7) On and from the 1st April, 2024, a women employee may avail one day sick leave per month without
production of medical certificate.
(8) On and from the 1st April 2024, officer employees may avail sick leave for the sickness of their special
child of fifteen years and below for a maximum period of ten days in a calendar year subject to production of
medical certificate.
(9) On and from the 1st April, 2024, officer employees of the age of fifty-eight years and above, may avail sick
leave towards hospitalisation of his or her spouse at a centre other than place of work for a maximum period of
thirty days in a calendar year.".
15. In regulation 36 of the said regulations, in sub-regulation (1), —
(a) for clause (a), the following clause shall be substituted, namely:-
"(a) A female officer employee shall be eligible for maternity leave on substantive pay for a period not
exceeding six months on any one occasion and twelve months during the entire period of her service:
Provided that in case of delivery of twins, the period of maternity leave shall be eight months:
Provided further that on and from the 1st April, 2024, in case of delivery of more than two children in one
delivery, the period of maternity leave shall be twelve months:
Provided also that maternity leave may be availed combining it with any other kind of leave except casual
leave.";
(b) for clause (d), the following clause shall be substituted, namely:-
"(d) A female officer employee may avail leave once during service for legally adopting a child who is
below one year of age, for a maximum period of nine months, subject to the following terms and
conditions, namely: -
(i) leave will be granted for adoption of only one child;
(ii) the adoption of a child should be through a proper legal process and the employee should
produce the adoption-deed to the Bank for sanctioning such leave;
(iii) the leave shall also be available to biological mother in cases where the child is born through
surrogacy;
(iv) the leave shall be availed within overall entitlement of twelve months during the entire
period of service.";
(c) after clause (e), the following clauses shall be inserted, namely:—
"(f) On and from the 1st April 2024, maternity leave may be availed for in vitro fertility (IVF)
treatment subject to production of medical certificate within the overall limit of twelve months.
(g) On and from the 1st April, 2024, special maternity leave may be availed by a female employee
upto sixty days in case of a still born or death of the infant within twenty-eight days of birth.".
16. For regulation 37A of the said regulations, the following regulation shall be substituted, namely:-
"37A. Special casual leave and special leaves.—(1) With effect from the 1st November 2020, an officer
employee shall be eligible for special casual leave on occasions when the branch where the officer is working
or the place where he is residing, is affected by curfew, riots, prohibitory orders, natural calamities, floods,
etc...
(2) With effect from the 1st November, 2020, a physically or orthopedically handicapped officer shall be
eligible for four days special casual leave.
(3) With effect from the 1st April, 2024, the Principal Officer bearers of All India Officers' Unions or
Associations shall be granted Special Leave upto twenty-five days in a calendar year.
(4) With effect from the 1st April, 2024, officers who are defense representatives in departmental enquiry,
may avail one day special leave for the purpose of preparing the defense submission of an officer
employee:
Provided that such special leave shall be availed for a maximum of ten occasions in a year.
(5) An officer may also be granted special casual Leave and any special leave as may be decided by the Board
in accordance with the guidelines issued by the Central Government from time to time.".
17. After regulation 37A of the said regulations, the following regulation shall be inserted, namely:-
'37B. Bereavement leave.— An officer employee shall be granted bereavement leave on the demise of the
family members (Spouse, children, parents and parents-in-law) for such number of days as may be decided by
the Board from time to time:
Provided that the intervening holidays will form part of the bereavement leave:
Provided further that the said leave should be availed within a maximum period of 15 days of the demise:
Provided also that the said leave shall not be considered as “Active service" for the purpose of calculation of
"Privilege leave".".
18. In regulation 41 of the said regulations,-
(a) for sub-regulation (1), the following sub-regulation shall be substituted, namely:-
"(1) On and from the 1st April, 2024, wherever an officer is required to travel on duty, the following provisions
shall apply, namely:-
(a) an officer in Junior Management Grade shall be entitled to travel by air-conditioned 1st class by any train
including Premium Trains like Rajdhani or Shatabdi or Tejas or Vande Bharat or Amrit Bharat, etc.
(except luxury trains):
Provided that such officer may, however, travel by air (economy class) if so permitted by the Competent
Authority, having regard to the exigencies of business or public interest;
(b) an officer in Middle Management Grade shall be entitled to travel by air-conditioned 1st Class by any train
including Premium Trains as mentioned in clause (a):
Provided that he may travel by air (economy class) if the distance to be travelled is more than 500 kilometers:
Provided further that he may travel by air (economy class) even for shorter distance, if so permitted by the
Competent Authority, having regard to the exigencies of business or public interest;
(c) an officer in Senior Management or Top Executive Grade is entitled to travel by air-conditioned 1st Class
by any train including premium trains as mentioned in clause (a) or by air (economy class);
(d) an officer in Senior Management or Top Executive Grade may travel by car between places not connected
by air or rail provided that the distance does not exceed 500 kilometers:
Provided that when a major part of the distance between the two places can be covered by air or rail, only the
rest of the distance should normally be covered by car;
(e) any officer may be authorised by the Competent Authority, having regard to the exigencies of business, to
travel by his own vehicle or by taxi or by the Bank's vehicle;
(f) an officer of any grade or scale shall be eligible to travel by water transport in deluxe cabin category
between places not connected by road or air or rail;
(g) an Officer shall be eligible for fare by premium trains (except luxury trains).
Note 1:- Goods and Service Tax charges levied on train fare shall be over and above the entitlement.
Note 2:- In view of prevailing dynamic fare system, the cost of train tickets charged on the date of booking shall be
reimbursed.";
(b) in sub-regulation (2), after clause (ii), the following Explanation shall be inserted, namely:-
“ Explanation.- for the purpose of this clause, on and from the 1st February 2023, the rate per kilometre shall
be as under:
+--------+-------------------------------------------+-----------------------------------+
| Sr. No. | Type of Vehicle | Revised Rate of reimbursement per km. |
+--------+-------------------------------------------+-----------------------------------+
| 1. | Four Wheeler- Engine capacity of 1000 cc or more | Rs. 11.00/- |
| 2. | Four Wheeler- Engine capacity of less than 1000 cc | Rs. 9.00/- |
| 3. | Motor Cycle and Scooter | Rs. 6.00/- |
| 4. | Mopeds | Rs. 4.00/-.". |
+--------+-------------------------------------------+-----------------------------------+
(c) in sub-regulation (3), for clause (a) and (b), the following clauses shall be substituted, namely:-
'(a) On and from the 1st April, 2024, an officer in the grades or scales set out in column (1) of the Table
shall be entitled to per diem Halting Allowance at the corresponding rates set out in column (2) thereof,
namely:-
+-------------------------------------------+---------------------------------+
| Table | |
+===========================================+=================================+
| Grades or Scales of Officers | Halting Allowance |
| (1) | (2) |
+-------------------------------------------+---------------------------------+
| | Metro Rs. | Major 'A' | Area I Rs. | Other |
| | | Class cities Rs. | | Places Rs. |
+-------------------------------------------+-----------+--------------+------------+------------+
| Officers in Scale VI and | 4050 | 2925 | 2475 | 2150 |
| above | | | | |
| Officers in Scale IV and V | 3375 | 2925 | 2475 | 2150 |
| Officers in Scale I, II and III | 2925 | 2475 | 2150 | 1800: |
+-------------------------------------------+-----------+--------------+------------+------------+
Provided that where the total period of absence is less than eight hours but more than four hours, Halting
Allowance at half the above rates shall be payable.
Explanation.- For the purpose of computing Halting allowance, “per diem” shall mean each period of
twenty-four hours or any subsequent part thereof, reckoned from the reporting time for departure in the case of
air travel and the scheduled time of departure in other cases, to the actual time of arrival and where the total
period of absence is less than twenty-four hours, “per diem” shall mean a period of not less than eight hours.
(b) An officer in the Grades or Scales set out in column (1) of the table below may be reimbursed the actual
hotel expenses restricting to single room accommodation charges in India Tourism Development Corporation
(ITDC) hotels of the corresponding star category set out in column (2) of the table:
+-------------------------------------------+---------------------------------+
| Table | |
+===========================================+=================================+
| Grades or Scales of Officers | Eligibility to stay |
| (1) | (2) |
+-------------------------------------------+---------------------------------+
| Scale-VI and above | 4 Star Hotel |
| Scale-IV and V | 3 Star Hotel |
| Scale-II and III | 2 Star Hotel (Non air-conditioned)|
| Scale-I | 1 Star Hotel (Non air-conditioned)|
+-------------------------------------------+---------------------------------+
The Board may prescribe reimbursement of additional limit in excess of the limits specified above, in
accordance with the guidelines of the Central Government.'.
19. In regulation 42 of the said regulations,-
(a) in sub-regulation (2), in clause (i), the following shall be inserted, namely:–
"Provided that on and from the 1st April, 2023, an officer on transfer shall be reimbursed his expenses for
transportation of his personal effects from one place to another considering the fact that shipments are
happening only through lorry, upto following limits:
+----------------+----------------------------+----------------------------+
| Pay Range | Where and officer has family | Where an officer has no family |
+----------------+----------------------------+----------------------------+
| 48480-64820 | 3000 kgs or 3 Tonne | 1500 kgs or 1.5 Tonne |
| 64821 and above| 12000 kgs or 12 Tonne | 2500 kgs or 2.5 Tonne |
+----------------+----------------------------+----------------------------+
The revised rates for reimbursement approved by the Board are as under:-
+--------------------------+----------------------------+
| Distance in Kilometres | Revised rate in rupees per km |
+--------------------------+----------------------------+
| Up to 1000 kms | Rs. 5.90/- |
| Beyond 1000 kms | Rs. 4.25 |
+--------------------------+----------------------------+
Note 1: The above rates shall be applicable on slab wise basis, that is, for the first 1000 kms, the are applicable
shall be Rs. 5.90/- per kilometre and thereafter it shall be Rs. 4.25/- per kilometre.
Note 2: In case of officers transferred to shorter distance upto 300 kilometres, the reimbursement may be
permitted upto 300 kilometres.
Note 3: In case of officers transferred to and from hilly terrains, they may be reimbursed to the extent of two
times of applicable rate for the distance covered in hilly terrain and at normal rate for the balance distance.";
(b) for sub-regulation (3), the following sub-regulation shall be substituted, namely:-
"(3) On and from the 1st April, 2024, an officer on transfer shall be eligible to draw a lump sum amount for
expenses connected with packing, local transportation, insuring the baggage, etc., as specified in the Table
below, namely:-
+-----------------------------------------------------+----------------+
| Table | |
+=====================================================+================+
| Grade or Scale | Amount |
| (1) | (2) |
+-----------------------------------------------------+----------------+
| Senior Management and Top Executive (Officers in Scale IV and above) | Rs.50000/- |
| Junior Management and Middle Management (Officers upto Scale III) | Rs.40000/-."; |
+-----------------------------------------------------+----------------+
(c) in sub-regulation (4), for the proviso, the following proviso shall be substituted, namely:-
"Provided that on and from the 1st April 2024, where no residential accommodation is made available by the
Bank to an officer at the new place of posting and where such an officer may incur additional expenses in the
process of taking over charge, for reasons beyond his control, the Competent Authority, from the date of
joining of such officer at the new place, may on merits consider grant of either lodging and Boarding charges,
or Halting Allowance for a period of 15 days or till the time the quarters are made available to him, whichever
is earlier.".
20. For regulation 44 of the said regulations, the following regulation shall be substituted, namely:-
"44. Leave Travel Concession. — (1) During each block of four years, an officer shall be eligible for
Leave Travel concession for travel to his place of domicile once in each block of two years:
Provided that, he may travel in one block of two years to his place of domicile and in another block of two
years to any place in India by the shortest route.
(2) With effect from the 1st April, 2024, alternatively, an officer by exercising an option anytime during a
four year block or two year block, as the case may be, surrender and encash his Leave Travel Concession
(other than travel to place of domicile) upon which he shall be entitled to receive an amount equivalent to the
eligible fare for the class of travel by train to which he is entitled up to a distance of 5,500 kilometres (one-
way) for officers in Junior Management Grade Scale I, Middle Management Grade Scale II and Middle
Management Grade Scale III and 6,500 kilometres (one-way) for officers in Senior Management Grade
Scale IV and above:
Provided that an officer opting to encash his Leave Travel Concession, shall prefer the claim for himself and
his family members only once during the block in which such encashment is availed of and the facility of
encashment of privilege leave while availing of Leave Travel Concession is also available while encashing the
facility of Leave Travel Concession.
(3) The mode and class by which an officer may avail of Leave Travel Concession shall be the same as the
officer is normally entitled to travel on transfer and other terms and conditions subject to which the Leave
Travel Concession may be availed of by an officer, shall be as decided by the Board from time-to-time:
Provided that with effect from the 1st April, 2024, an officer in Junior Management Grade Scale I while availing
Leave Travel Concession shall be entitled to travel by air in the lowest fare economy class in which case the
reimbursement shall be the actual fare or the fare applicable to AC 1st Class fare by train for the distance
travelled whichever is less and the same rules shall apply when an officer in Middle Management Grade Scale II
and Middle Management Grade Scale III avails Leave Travel Concession, where the distance is less than 500
kilometers.
(4) Once in every four years, when an officer avails of Leave Travel Concession, he may be permitted to
surrender and encash his privilege leave not exceeding thirty days at a time or he may while travelling in one
block of two years to his home town and in other block any place in India, be permitted encashment of privilege
leave with a maximum of fifteen days in each block or thirty days in one block and for the purpose of leave
encashment all the emoluments payable for the month during which the Leave Travel Concession is availed
shall be admissible:
Provided that an officer, at his option, shall be permitted to encash one day additional privilege leave for
donation to Prime Minister's Relief Fund subject to his giving a letter to the Bank to that effect and authorising
the bank to remit the amount to the fund.
(5) Leave Travel Concession can be availed independently where both husband and wife are working in the
same Bank.
(6) For employees working in North-east States, Leave Travel Concession shall begin from Guwahati and the
eligible train fare from their place of work to Guwahati shall be additionally paid.
(7) The eligible fare for Andaman and Nicobar Islands to Chennai or Kolkata, Lakshadweep to Kochi, far-
flung area branches in Himachal Pradesh, Uttarakhand, Sikkim, Jammu and Kashmir or any other areas which
are not directly connected by train shall be additionally reimbursed under Leave Travel concession in addition
to normal entitlement for the employees working in these areas to the nearest major Railway Station.
(8) Leave Travel Concession facility shall be allowed for an escort who accompanies an officer with
benchmark disabilities on the journey subject to following conditions, namely:-
(a) prior approval of the competent authority is obtained on each occasion;
(b) the nature of physical disability of the officer is such as to necessitate an escort for
the journey and in case of doubt, the decision of the head of the Department or Controller shall be
final;
(c) the officer with such benchmark disabilities does not have an adult family member as dependent
to accompany him;
(d) the officer with such benchmark disabilities and the escort shall avail of the concession, if any, in
the Rail or Bus fare as might be extended by Railways or State Roadways authorities in such cases;
and
(e) any other person who is entitled to Leave Travel Concession as dependent does not accompany
the officer with such benchmark disabilities on the journey.
(9) Where an officer has applied for Leave Travel Concession or Leave in advance and has also booked the
tickets and the Leave Travel concession is declined or deferred by the management, the cancellation charges
shall be reimbursed by the Bank.
(10) Where an officer has applied for Leave Travel Concession or leave as per stipulated time and the same is
sanctioned and when advance booking of train tickets is not possible, tickets purchased under Tatkal or
Premium tatkal shall be reimbursed.".
21. For the Schedule to the said regulations, the following Schedule shall be substituted, namely:-
"SCHEDULE
(See clause (ii) of regulation 23)
On and from the 1st day of November, 2022, an officer shall be eligible for Special Area Allowance till such time they
are withdrawn or modified, either wholly or partially, as specified in the Table below, namely:-
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| Table | | |
+====================================================================================+========================+=======================+
| Special Area Allowance | Allowances (in Rs.) | |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| SI. | Place | Pay below | Pay above Rs. |
| No. | | Rs.48,481/- | 48,481/- |
| | | (3) | (4) |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| (1) | (2) | | |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 1 | Mizoram | | |
| | (a) Chimptuipui District and areas beyond 25 kms from Lunglei | 4100 | 5300 |
| | Town in Lunglei District. | | |
| | (b) Entire Lunglei District excluding areas beyond 25 kms from Lunglei | 4100 | 5300 |
| | town | | |
| | (c) Entire Aizawl District | 2700 | 3400 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 2 | Nagaland | 4100 | 5300 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 3 | Andaman and Nicobar Islands | | |
| | (a) North Andaman, Middle Andamans, Little Andaman, Nicobar and | 4100 | 5300 |
| | Narcondum Islands | | |
| | (b) South Andaman (including Port Blair) | 4100 | 5300 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 4 | Sikkim | 4100 | 5300 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 5 | Lakshadweep Islands | 4100 | 5300 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 6 | Assam | 1000 | 1200 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 7 | Meghalaya | 1000 | 1200 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 8 | Tripura | | |
| | (a) Difficult areas of Tripura | 4100 | 5300 |
| | (b) Throughout Tripura except Difficult areas | 2700 | 3400 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 9 | Manipur | 2700 | 3400 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 10 | Arunachal Pradesh | | |
| | (a) Difficult areas of Arunachal Pradesh | 4100 | 5300 |
| | (b) Throughout Arunachal Pradesh except Difficult areas | 4100 | 5300 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 11 | A.- Union territory of Jammu and Kashmir | | |
| | (1) Kathua District: Niabat Bani, Lohi, Malhar and Machhodi | 4100 | 5300 |
| | (2) Udhampur District: | | |
| | (a) Dudu Basantgarh, Lander Bhamag Illaqa, Thakrakote and Nagote | 4100 | 5300 |
| | (b) All Areas in Mahore tehsil other than those included in (c) below | 4100 | 5300 |
| | (c) Areas upto Goel from Kamban Side and Areas upto Arnas from | 4100 | 5300 |
| | Keasi side in Tehsil Mohre | | |
| | (3) Doda District: Illaquas of Padder and Niabat Nowgam in Kashmir | 4100 | 5300 |
| | Tehsil | | |
| | (4) Baramulla District: | | |
| | (a) Entire Gurez-Nirabat, Tangdar Sub-Division and Keran Illaqua | 4100 | 5300 |
| | (b) Matchill | 4100 | 5300 |
| | (5) Poonch and Rajouri District: Areas in Poonch and Rajouri | 2700 | 3400 |
| | District excluding the towns of Poonch and Rajouri and | | |
| | Sunderbani and other urban areas in the two Districts | | |
| | (6) Areas not included in (1) to (5) above, but which are within the | 2700 | 3400 |
| | distance of 8 kms. from the Line of Actual Control (LOC) or at places | | |
| | which may be declared as qualifying for Border Allowance from time to | | |
| | time by the State Government for their own staff. | | |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| | B. Union territory of Ladakh: | | |
| | Leh District: | | |
| | Noyama and Nobre | 4100 | 5300 |
| | Zanskar | | |
| | All other places in the District | 4100 | 5300 |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 12 | Himachal Pradesh | | |
| | (1) Chamba District | | |
| | (a) Pangi Tehsil, | 4100 | 5300 |
| | Following Panchayats and Villages in Bharmour Tehsil: | | |
| | Panchayats: Badgaun, Bajol, Deol Kugti, Nayagam and Tunda | | |
| | Villages: Ghatu of Gram Panchayat Jagat, Kanarsi of Gram | | |
| | Panchayat Chauhata | | |
| | (b) Bharmour Tehsil, excluding Panchayats and Villages included in (a) | 4100 | 5300 |
| | above | | |
| | (c) Jhandru Panchayat in Bhartiyat Tehsil, Churah Tehsil, Dalhousie | 2700 | 3400 |
| | Town (including Banikhet Proper) | | |
| | (2) Kinnaur District | | |
| | (a) Asrang, Chitkul and Hango Kuno or Charang Panchayats, | 4100 | 5300 |
| | 15/ 20 Area comprising the Gram Panchayats of Chhota Khamba, Nathpa | | |
| | and Rupi; | | |
| | Pooh Sub-Division, excluding the Panchayat Areas specified above | | |
| | (b) Entire District other than areas included in (a) above | 4100 | 5300 |
| | (3) Kullu District | | |
| | (a) 15/20 Area of Nirmand Tehsil, comprising the Gram Panchayats of | 4100 | 5300 |
| | Kharga, Kushwar and Sarga | | |
| | (b) Outer-Saraj (excluding villages of Jakat-Khana and Burrow in | 2700 | 3400 |
| | Nirmand Tehsil) and entire District excluding outer Seraj area and | | |
| | pargana of Pandrabis but including villages Jagat-Khana and Burao of | | |
| | Tehsil Nirmand) | | |
| | (4) Lahaul and Spiti District: | | |
| | Entire area of Lahaul and Spiti | 4100 | 5300 |
| | (5) Shimla District | | |
| | (a) 15/20 area of Rampur Tehsil comprising of Panchayats of Koot, | 4100 | 5300 |
| | Labana-Sadana, Sarpara and Chandi-Branda | | |
| | (b) Dodra-Kawar Tehsil, | 4100 | 5300 |
| | Gram Panchayat of Darkali in Rampur, Kashapath Tehsil and Munish, | | |
| | Ghori Chaibis of Pargana Sarahan | | |
| | (c) (I) Chopal Tehsil | 2700 | 3400 |
| | (i) Ghoris, Panjgaon, Patsnau, Naubis and Teen Koti of Pargana | | |
| | Sarahan; | | |
| | (ii) Deothi Gram Panchayat of Taklesh Area; | | |
| | (iii) Pargana Barabis; and | | |
| | (iv) Kasba Rampur and Ghori Nog of Pargana Rampur of Rampur | | |
| | Tehsil; | | |
| | (II) Shimla Town and its suburbs (Dhalli, Jatog, Kasumpti, Mashobra, | 2700 | 3400 |
| | Taradevi and Tutu) | | |
| | (6) Kangra District: | | |
| | (a) Area of Bara Bhangal and Chhota Bhangal | 4100 | 5300 |
| | (I) Dharamshala Town of Kangra District and the following offices | 2700 | 3400 |
| | located outside the Municipal limits but included in Dharamshala Town: | | |
| | (a) Women's ITI, Dari, | | |
| | (b) Mechanical Workshop, Ramnagar, | | |
| | (c) Child Welfare and Town and Country Planning Offices, Sakoh, | | |
| | (d) CRSF Office at lower Sakoh | | |
| | (e) Kangra Milk Supply Scheme, Dugiar, | | |
| | (f) HRTC Workshop, Sadher, | | |
| | (g) Zonal Malaria Office, Dari, | | |
| | (h) Forest Corporation Office, Shamnagar, | | |
| | (i) Tea Factory, Dari | | |
| | (j) I.P.H Sub-division, Dari | | |
| | (k) Settlement Office, Shamnagar | | |
| | (l) Binwa Project, Shamnagar | | |
| | (II) Palampur Town, including HPKVV campus at Palampur and the | 2700 | 3400 |
| | following offices located outside its municipal limits but included in | | |
| | Palampur Town: | | |
| | (a) H.P. Krishi Vishwavidhalaya Campus, | | |
| | (b) Cattle Development Office or Jersey Farm, Banuri, | | |
| | (c) Sericulture Office or Indo-German Agriculture workshop or | | |
| | HPPWD Division, Bundla, | | |
| | (d) Electrical Sub Division, Lohna, | | |
| | (e) D.P.O. Corporation, Bundla, | | |
| | (f) Eelectrical HPSE Division, Ghuggar | | |
| | (7) Mandi District: | | |
| | Chhuhar Valley of Jogindernagar Tehsil, Panchayats in Thunag Tehsil: | 2700 | 3400 |
| | Bagraa, Chatri, Chhotdhar, Garagushain, Gatoo, Garyas, Janjheli, Jaryar, | | |
| | Johar Kalhani, Kalwan, Kholanal, Loth, Silibagi, | | |
| | Somachan, Thachdhar, Tachi, Thana, | | |
| | Following Panchayats of Dharampur Block: | | |
| | Binga, Kamlah, Saklana, Tanyar and Tarakholah, | | |
| | Panchayats of Karsog Tehsil - Balidhar, Bagra, Gopalpur, Khajol, | | |
| | Mahog, Mehudi, Manj, Pekhi, Sainj, Sarahan and Teban, | | |
| | Panchayats of Sundernagar Tehsil - | | |
| | Bohi, Batwara, Dhanyara, Paura-Kothi, Seri and Shoja | | |
| | (8) Sirmaur District: | | |
| | (a) Following Panchayats of | 2700 | 3400 |
| | (i) Bani, Bakhali (Pachhad Tehsil); | | |
| | (ii) Bharog Bheneri (Paonta Tehsil); | | |
| | (iii) Birla (Nahan Tehsil); | | |
| | (iv)Dibber (Pachhad Tehsil); and | | |
| | (v)Thana Kasoga (Nahan Tehsil); | | |
| | (b) Thansgiri Tract. | | |
| | (9) Solan District: Mangal Panchayat. | 2700 | 3400 |
| | (10) Remaining areas of Himachal Pradesh not included in (1) to | 1000 | 1200 |
| | (9) above | | |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 13 | Uttarakhand: Areas under Chamoli, Pithoragarh, Uttarkashi, | 4100 | 5300 |
| | Rudraprayag and Champavat Districts | | |
+-----+------------------------------------------------------------------------------------+------------------------+-----------------------+
| 14 | West Bengal: South 24 Parganas District | 1000 | 1200.". |
| | Sunderban Areas (south of Dampier Hodge's line), namely, Bhagatush | | |
| | Khali (Rampura), Kumirmari (Bagna), Jhinga Khali, Sajnakhali, Gosaba, | | |
| | Amlamathi (Bidya), Canning, Kultali, Piyali, Nalgaraha, Raidighi, | | |
| | Bhanchi, Pathar Pratima, Bhagabatpur, Saptamukhi, Namkhana, Sikarpur, | | |
| | Kakdwip, Sagar, Mousini, Kalinagar, Haroa, Hingalganj, Basanti, | | |
| | Kuemari, Kultola, Ghushighata (Kulti) | | |
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