Gazette Tracker
Gazette Tracker

Core Purpose

The Ministry of Finance, Department of Financial Services, notifies the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) as an agency permitted to perform voluntary Aadhaar authentication for identity verification under the Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016 and the Aadhaar Authentication for Good Governance (Social Welfare, Innovation, Knowledge) Rules, 2020.

Detailed Summary

The Ministry of Finance, Department of Financial Services, issued Notification S.O. 5034(E) on November 6, 2025, designating the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI), also functioning as the Central KYC Records Registry, to perform Aadhaar authentication for identity verification. This action is taken in pursuance of Rule 5 of the Aadhaar Authentication for Good Governance (Social Welfare, Innovation, Knowledge) Rules, 2020, read with sub-clause (ii) of clause (b) of sub-section (4) of Section 4 of the Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016 (18 of 2016). The Ministry of Electronics and Information Technology, in consultation with the Unique Identification Authority of India (UDAI), conveyed this permission via letters dated May 29, 2025, and June 9, 2025. The authentication is for usage of digital platforms to ensure good governance and is strictly voluntary, requiring the Aadhaar number holder's consent. CERSAI will only authenticate demographic details received from entities regulated by the Reserve Bank of India, Securities and Exchange Board of India, Insurance Regulatory and Development Authority of India, International Financial Services Centres Authority, and Pension Fund Regulatory and Development Authority under the Prevention of Money Laundering Act, 2002 (15 of 2003). The notification explicitly states that no service shall be denied for refusing or being unable to undergo Aadhaar authentication, and mandates CERSAI to provide alternative identification means, including Passport, Driving License, Voter's Identity Card, Job Card issued under the National Rural Employment Guarantee Act, and letters from the National Population Register.

Full Text

REGD. No. D. L.-33004/99 The Gazette of India CG-DL-E-06112025-267407 EXTRAORDINARY PART II-Section 3-Sub-section (ii) PUBLISHED BY AUTHORITY No. 4879] NEW DELHI, THURSDAY, NOVEMBER 6, 2025/KARTIKA 15, 1947 MINISTRY OF FINANCE (Department of Financial Services) NOTIFICATION New Delhi, the 6th November, 2025 S.O. 5034(E).—Whereas the use of Aadhaar number to establish identity enabling individuals to receive subsidies, benefits and services in a convenient and seamless manner, obviates the need for multiplicity of documents to establish identity, simplifies the processes and promotes transparency and efficiency: And whereas, the Ministry of Electronics and Information Technology, Government of India, after consultation with the Unique Identification Authority of India had conveyed vide its letter number13(3)/2023-EG.II, dated the 29th May, 2025, read with Unique Identification Authority of India's letter number HQ-13081/3/2024-Auth-II HQ-Part- (1)/Comp- 16925, dated the 9th June, 2025 to the Ministry of Finance, Department of Financial Services, Government of India (hereinafter referred to as the said Ministry) for the purposes prescribed under sub-rule (1) of rule 3 of the Aadhaar Authentication for Good Governance (Social Welfare, Innovation, Knowledge) Rules, 2020 (hereinafter referred to as the said rules) that the Central Registry of Securitisation Asset Reconstruction and Security Interest of India, performing the functions of the Central KYC Records Registry (hereinafter referred to as the said Agency) may be allowed to perform authentication and be permitted the use of Aadhaar number during authentication for establishing the identity of Aadhaar number holder and notify the same under rule 5 of the said rules read with subclause (ii) of clause (b) of sub-section (4) section 4 of the Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016 (18 of 2016) (hereinafter referred to as the said Act). And whereas, the Aadhaar authentication shall be performed for usage of digital platforms to ensure good governance (hereinafter referred to as the said purpose) as provided under sub-rule (1) of rule (3) of the said rules and the performance of Aadhaar authentication for the said purpose shall be on voluntary basis and that the said Agency shall perform the Aadhaar authentication only for the purpose of authenticating demographic details of Aadhaar number holder received from the entities regulated by the Reserve Bank of India, Securities and Exchange Board of India, Insurance Regulatory and Development Authority of India, International Financial Services Centres Authority and Pension Fund Regulatory and Development Authority under Prevention of Money Laundering Act, 2002 (15 of 2003) Yes/No option or eKYC authentication facility. Now, therefore, in pursuance of rule 5 of the said rules read with sub-clause (ii) of clause (b) of sub-section (4) of section 4 of the said Act, the said Ministry hereby notifies the following, namely: - 1. The said Agency, as provided in the said Act, shall obtain the consent of the Aadhaar number holder for the purpose of authentication herein. 2. The Aadhaar authentication shall be on voluntary basis in accordance with sub-rule (2) of rule 3 of the said rules and the said Agency shall inform to the Aadhaar number holder of the following alternate and viable means of identification and shall not deny any service to the Aadhaar number holder for refusing to, or being unable to, undergo Aadhaar authentication, namely: - (a) Passport; (b) Driving License; (c) Voter's Identity Card issued by Election Commission of India; (d) Job Card issued by National Rural Employment Guarantee Act duly signed by an officer of the State Government; (e) letter issued by the National Population Register containing details of name, address. [F. No. 32/03/2025-DRT] SUDHIR SHYAM, Economic Advisor Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064 and Published by the Controller of Publications, Delhi-110054. AMIT KUMAR JAISWAL Digitally signed by AMIT KUMAR JAISWAL Date: 2025.11.06 16:46:25 +05'30'

Never miss important gazettes

Create a free account to save gazettes, add notes, and get email alerts for keywords you care about.

Sign Up Free